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 Business Services
2 Business Accounts
1 Business Online Banking
Business Loans
Investment Options
Resource Center
Business Services Staff
1 Partnership Services





Business Online Banking
 
{ Business Online Banking }

Business Online Banking Password Formula

Business Online Banking Member Letter

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Being successful in business today takes every advantage you can get. That’s why at  iQ Credit Union, we provide more than just business services, we provide business solutions. Our Business Online Banking program features a suite of services customized to your business banking needs.

Business-friendly, enhanced services.
Check account summaries, schedule bill payments, make a stop payment, view check images, transfer funds, send wire transfers and more — all from your computer.

Create different levels of access.
Set up your account with multiple users — with each user designated with a specific level of access to your account. Your bookkeeper, for example, might be allowed access to view the account and make transfers only.

Enter financial data just once.
Pay all of your bills online — free — then download the data directly into QuickBooks, Money, Quicken or other accounting systems you already have. There’s no need to re-enter figures and risk making accounting errors.

Deposit checks from your workplace.
using your scanner, iQdeposit lets you deposit checks electronically — directly from your desk. if you have lots of checks to deposit, a duplex scanner saves you even more time.

Enjoy the convenience of ACH transactions.
Coming early 2010! Reduce payroll costs, save time and increase employee productivity with ACH. The automated Clearing House system allows business owners to deposit their employees’ pay electronically into their accounts. Do away with lost or stolen checks, reduce check production costs, and minimize employees’ time away when they leave to deposit paychecks during their lunch hour.


Next Steps
· Attend a Workshop
· Open a Business Account
· Current Rates

{ Apply for a Loan! }
· Business Application
· Individual Financial   Statement

Business Events
· I am a new small
  business owner.
· I'm too busy! I need   services that save me   time.
· Thinking of starting a   new business?
· I am ready to open an   account.
· I am ready for my   business to grow.

To learn more call the Member Service Center at 695-3441. To register, please visit your local branch.

Level
Cost
Typical User
Key Services
Complimentary FREE Sole Proprietor
Small Family Business
(with no employees)
Single-Member LLC
View balances, history, check images
Retrieve and view e-statements
Transfer funds between iQ shares
Pay bills
Place stop payments
Custom account access for employees
Create transaction limits for employees
Create balance, wire, ACH* or other alerts
Download statements to QuickBooks, etc.
Schedule transfers between iQ accounts
Preferred $10/month Business w/3-10 employees Small/Medium Partnerships Small/Medium Corporations Multiple-Member LLCs All of the above, PLUS—
Stop Payment Reports
Transfer Reports
Risk-Audit Reports
 Employee Login Reports
 User Activity Reports
 Employee Access Reports
 Entitlement Reports
Preferred Plus $20/month Business w/3-10 employees Small/Medium Partnerships Small/Medium Corporations Multiple-Member LLCs All of the above, PLUS—
Online wire requests*
 Create wire templates and recurring wires
 Custom wire access for employees
 Set wire limits for employees
 Schedule wires
 Wire reports
Executive
Coming 2010!
$30/month Business w/10+ employees
Larger Partnerships
Larger Corporations
Larger LLCs
All of the above, PLUS—
ACH* services:
  Pay your vendors
  Make federal tax payments
  Online direct deposit of payroll   Entitlements/Permissions/Limits
  ACH reports
iQdeposit: 0-200 checks $10/month, 201 or more checks $20/month
* Other fees apply


Have a question? Let us help you.
Questions about business accounts? Our Information Desk can help you find answers

 
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  ROUTING NUMBER: 323383378
(360) 695-3441  
1 (800) 247-4364  
 
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