A Credit Union E-Course

Lesson Twelve
Will You Be an Identity Theft Victim? Take the Test

Congratulations! You’ve stayed with us through this course, and now have all the tools needed to protect yourself from this terrible crime. Take this quick quiz to test your knowledge and ensure that you’ve absorbed what the course has taught you.

1. Which of the following would be most likely to steal your identity?

1. Your friend
2. Your neighbor
3. Your co-worker
4. A petty criminal
5. a, b, and c
6. All the above

2. What is Phishing?

1. A new method of outdoor fishing, which uses an innovative type of lure
2. A form of identity theft that involves a criminal stealing your credit card and using it for his own purposes
3. A form of identity theft that involves sending an e-mail message asking victims to update their information for security purposes
4. A technique that identity thieves use to trick consumers to hand over their checking account numbers.

3. As of April 2004, what is the percentage of Americans who have been victims of identity theft?

1. 10%
2. 15%
3. 25%
4. 40%

4. Which of the following is NOT a reason police departments often don’t accept identity theft cases?

1. They don’t have the time or the resources to accept the number of cases that occur
2. Why bother? Most cases don’t get prosecuted anyway
3. Because it’s often too difficult to prove who did it
4. They just don’t care

5. What’s the first step you should take if your identity has been stolen?

1. Contact the local authorities
2. Close any accounts that have been tampered with
3. File a claim with the FTC
4. Put a fraud alert on your credit reports

6. Which of the following is NOT a question you’d need to ask a business or individual who is asking you for your SSN?

1. What is your SSN?
2. How will you be using my SSN?
3. Why do you need my SSN?
4. What will happen if I don’t give my SSN to you?
5. How will you protect my SSN from being used?

7. What will you lose if you become a victim of identity theft?

1. money
2. credibility
3. time
4. a and c only
5. a, b and c

8. What’s the first step toward protecting yourself from identity theft?

1. Change your security passwords and PINs
2. Buy a shredder
3. Arm yourself with information
4. Purchase security systems, safes, and locked filing cabinets for your home
5. Keep careful watch of your credit card activity

Test Answers:

1. f

2. c

3. b

4. d

5. d

6. a

7. e

8. c

The Verdict: Will You Be an Identity Theft Victim?

7-8 Answers Correct:

Great job! Armed with knowledge, you can prevent yourself from being a victim of identity theft. Chances are, you won’t ever have to experience the horrors of identity theft. But, if you do, you’ll have all the tools and knowledge right at your fingertips to make the best possible outcome.

5-6 Answers Correct:

Not bad, but there are still some important points that you’re missing about protecting yourself about identity theft. Go over the answers you missed and review parts of the e-course, if necessary. You’re on your way toward being a responsible, protected consumer—but we want you to be fully aware!

4 or fewer Answers Correct:

Your answers indicate that you’re in the highest-risk group for becoming a victim of identity theft. Take the time to review the course material, this time in more detail, to make sure that you understand the importance of this sensitive issue. Either you’re not taking this seriously, or you weren’t paying attention! Identity theft is serious stuff, not to be taken lightly.

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