Rates Updated Weekly
We'll loan you money for buying, refinancing or building
your dream home. Fixed or variable rates apply for those
conforming loans (up to $417,000) and jumbo loans (above
$417,001) plus balloon loans.
The rates quoted below are indications only and all
rates are subject to change without notice. We update
this rate information weekly. All ANNUAL PERCENTAGE
RATEs (APRs) are based on loan amounts of $150,000
for conforming loan amounts and $417,001 for jumbo
loans, assuming 20% down and no Private Mortgage
Insurance (PMI). Please call our Mortgage Department
at: (360) 418-4450 or 1-800-247-4364 x4450, or e-mail: caroll@iQcu.com
Conforming Fixed Rate
Jumbo Fixed Rate
5 and 7 Year Balloon
Adjustable Rate
Home Equity Rates
Rates Updated Weekly. Actual rates depend on member credit qualifications and loan to value.
95% maximum Loan to Value (LTV) with Private Mortgage
Insurance (PMI). 80% maximum LTV without PMI.
Rates are also available with no points. Other closing
costs apply.
Fixed Rate Mortgages are fully amortizing loans. The
rate will be fixed for the full term of the loan and
your monthly principal and interest payments will be
level for the term of the loan. The loans are not assumable
and there is no prepayment penalty if the loan is paid
off before maturity.
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Rates Updated Weekly
| |
| YEARS |
RATE |
POINTS |
APR |
| 30 Year |
9.00 |
1.00 |
9.116 |
| 15 Year |
8.625 |
1.00 |
8.800 |
95% maximum LTV with Private Mortgage Insurance
(PMI). 80% maximum LTV without PMI.
Rates are also available with no points. You can buy
down the rate by paying additional discount points.
Other closing costs apply.
Fixed Rate Mortgages are fully amortizing loans. The
rate will be fixed for the full term of the loan and
your monthly principal and interest payments will be
level for the term of the loan. The loans are not assumable
and there is no prepayment penalty if the loan is paid
off before maturity.
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Rates Updated Weekly
| |
| YEARS |
RATE |
POINTS |
APR |
| 5 Year |
|
1.00 |
|
| 7 Year |
|
1.00 |
|
80% maximum LTV for 5 year balloon mortgages. 90%
maximum LTV for 7 year balloon mortgages with Private
Mortgage Insurance (PMI).
Balloon mortgages are amortized over 30 years with
the rate being fixed for the first 5 or 7 years of the
loan. At the end of this period the rate is adjusted
to the market rate in effect at that time. In order
to reset the mortgage for the remaining 25 or 23 years,
certain conditions must be met. The loans are not assumable
and there is no prepayment penalty if the loan is paid
off before maturity.
Adjustable rate mortgages are available. Call us for
details: (360) 418-4450 or 1-800-247-4364.
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