Our business checking accounts provide you with a simple, cost-effective way to manage your cash flow and process your daily transactions. Every iQ Credit Union Business Checking account comes features and benefits.
Business Checking check list
Click here for a complete list of all the documents that you will need to open your iQ Credit Union Business Checking account.
Small Business Checking
- $5 monthly service charge (waived with $2,000 daily balance)
- No minimum balance requirements
- First 50 checks deposited per month FREE*
- First 50 checks written per month FREE+
- First 15 deposits made per month FREE◦
Basic Business Checking
- $10 monthly service charge (waived with $5,000 daily balance)
- No minimum balance requirements
- First 100 checks deposited per month FREE*
- First 100 checks written per month FREE+
- First 25 deposits made per month FREE◦
Business Dividend Checking
- $25 monthly service charge (waived with $10,000 daily balance)
- Balances over $10k earn competitive interest rate
- First 200 checks deposited per month FREE*
- First 200 checks written per month FREE+
- Free unlimited deposits made per month
* Per item charge of .25 thereafter
+ Per item charge of .10 thereafter
° Per item charge of .35 thereafter
# 12 months of online retrieval capability
All of our Business Checking Accounts include these great benefits:
Free Visa Debit Card
Enjoy 24/7 access to your cash from any ATM or Point-Of-Sale terminal. Use it anywhere you see the VISA logo.
Free Online Banking
Manage your account 24/7 from any computer. Safe, secure and easy to use — the ultimate in financial convenience.
Free Online Bill Payer
With a few keystrokes you can manage your accounts and pay your bills online. No stamps to buy or trips to the post office, saving you time and money.
Free Images of Canceled Checks
View canceled checks (for up to six months) online and print as needed. Allows you to keep less sensitive paperwork on-site.
Free Online Statements
View monthly statements online (for up to twelve months) and print as needed. You will receive an email at the beginning of each month alerting you for your new statement, which you access through our secure, password-protected website .
Download your Statements
Download to Quicken, MS Money or .CSV format.
Overdraft Protection
Tie your business savings or Money Market account directly to your business checking and you’re covered when those checks clear sooner than you expected.
Night Drop
To deposit money at the end of your business day, iQ has convenient drop box locations throughout the area. Safe, secure and ready for your after-hours business deposits.
Credit Card Processing
Increase sales and improve customer satisfaction by accepting credit and debit cards for payment — in your shop or on your website. We have the tools you need.
FREE Coin Counting
Our FREE self-service coin counters are available most branches.
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