Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand iQ Credit Union’s Privacy Policy.

At iQ Credit Union, we respect the privacy of our members. We recognize the importance of maintaining the confidentiality of your personal financial information. This notice describes the privacy policy and practices followed by iQ Credit Union. This notice explains what types of member information we collect and under what circumstances we may share it.

The types of personal information we collect and share depend on the accounts or services you have with us. This information can include:

• Name, address, Social Security number, and income
• Account balances and transaction history
• Credit history and credit scores

When you are no longer our member, we will not share your information except as permitted or required by law as described in this notice.

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons iQ Credit Union chooses to share; and whether you can limit this sharing.

Call (800) 247-4364 or (360) 695-3441, send us an email using the online link “Secure Contact Form” or write to us at: iQ Credit Union, PO Box 1739, Vancouver, WA 98668-1739.

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Call (800) 247-4364 or (360) 695-3441, send us an email using the online link “Secure Contact Form” or write to us at: iQ Credit Union, PO Box 1739, Vancouver, WA 98668-1739.

iQ Credit Union; Clark Financial Services, Inc.

To protect your personal information from unauthorized
access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also restrict access to nonpublic personal information about you to those employees and volunteers who need to know the information to provide products or services to you.

We collect your personal information, for example, when you

• open an account or apply for a loan
• apply for any credit union service
• you visit our website, provide us information on any online application or transaction, or information you send to us by
  email.
• use your credit or debit card or pay your bills
• make deposits to or withdrawals from your accounts

We also collect your personal information from others, including credit bureaus or other companies.

Federal law only gives you the right to limit information sharing as follows:

• sharing for affiliates’ everyday business purposes—information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you
  

State laws and individual companies may give you additional rights to limit sharing.

Your choices will apply to everyone on your account – unless you tell us otherwise.

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Our affiliates include financial companies such as Clark Financial Services, Inc.

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• iQ Credit Union does not share with nonaffiliates so they can market to you.

A formal agreement between iQ Credit Union and a nonaffiliated financial company where we jointly market financial products or services to you.

• Our joint marketing partners include financial service providers.