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Great
Rates. One of the best things about being a
member of the Credit Union is the ability to take
advantage of some of the best interest rates going.
Here are the most recent Credit Union rates. Please
remember that rates are subject to change and all
loans are subject to approval. But at least this
will give you a good idea on how we rate.
These rates are updated
weekly and subject to change.
This Rate Schedule sets forth certain conditions and rates applicable to certificate accounts at the Credit Union at this time. The Credit Union may offer other rates or amend the rates contained in this schedule on a regular basis. For Certificate Accounts, there is a penalty for early withdrawal of principal. iQ Credit Union deposit accounts are federally insured by the National Credit Union Administration up to $250,000 and IRA accounts up to $250,000."
Click here for more information about our Extra Share Insurance.
Rest assured that with every dollar you deposit (and earn), peace of mind comes standard. Learn more about the increase NCUA insurance.
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RATES EFFECTIVE: 5/22/2013 - 5/28/2013
Business Accounts |
Business Checking |
| Term |
Description |
Rate |
Annual Percentage Yield (APY) |
Minimum
Balance |
Minimum
Open |
|
Dividend Checking |
0.050% |
0.050% |
$10,000.00 |
$0.00 |
Business Money Market - Tiers |
| Term |
Description |
Rate |
Annual Percentage Yield (APY) |
Minimum
Balance |
Minimum
Open |
|
$0-$999 |
0.050% |
0.050% |
$0.00 |
$1,000.00 |
|
$1,000-$9,999 |
0.030% |
0.030% |
$1,000.00 |
$1,000.00 |
|
$10,000-$49,999 |
0.010% |
0.010% |
$10,000.00 |
$1,000.00 |
|
$50,000-$99,999 |
0.010% |
0.010% |
$50,000.00 |
$1,000.00 |
|
$100,000+ |
0.010% |
0.010% |
$100,000.00 |
$1,000.00 |
|
$350,000+ |
0.010% |
0.010% |
$350,000.00 |
$1,000.00 |
Business Shares |
| Term |
Description |
Rate |
Annual Percentage Yield (APY) |
Minimum
Balance |
Minimum
Open |
|
Regular Shares |
0.050% |
0.050% |
$100.00 |
$25.00 |
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Personal Accounts |
Certificates |
| Term |
Description |
Rate |
Annual Percentage Yield (APY) |
Minimum
Balance |
Minimum
Open |
| 3 Month |
Reg |
0.050% |
0.050% |
$1,000.00 |
$1,000.00 |
| 6 Month |
Reg/Youth |
0.100% |
0.100% |
$1,000.00 |
$1,000.00 |
| 9 Month |
Reg |
0.100% |
0.100% |
$1,000.00 |
$1,000.00 |
| 12 Month |
Reg/Youth |
0.100% |
0.100% |
$1,000.00 |
$1,000.00 |
| 24 Month |
Reg/Youth |
0.300% |
0.300% |
$1,000.00 |
$1,000.00 |
| 36 Month |
Reg |
0.650% |
0.650% |
$1,000.00 |
$1,000.00 |
| 60 Month |
Reg |
1.000% |
1.000% |
$1,000.00 |
$1,000.00 |
Checking |
| Term |
Description |
Rate |
Annual Percentage Yield (APY) |
Minimum
Balance |
Minimum
Open |
|
Intelligent Checking Qualifying $0-$25,000 |
0.990% |
1.000% |
$0.00 |
$0.00 |
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Intelligent Checking Qualifying $25,000+ |
0.050% |
0.050% |
$0.00 |
$0.00 |
|
Intelligent Checking Non-Qualifying |
0.025% |
0.025% |
$0.00 |
$0.00 |
|
Interest Checking |
0.050% |
0.050% |
$0.00 |
$0.00 |
Deferred Comp |
| Term |
Description |
Rate |
Annual Percentage Yield (APY) |
Minimum
Balance |
Minimum
Open |
|
Deferred Comp |
1.490% |
1.500% |
$1,000.00 |
$1,000.00 |
IRA Certificates |
| Term |
Description |
Rate |
Annual Percentage Yield (APY) |
Minimum
Balance |
Minimum
Open |
| 6 Month |
Traditional IRA/ Roth IRA |
0.100% |
0.100% |
$1,000.00 |
$1,000.00 |
| 12 Month |
Traditional IRA/Roth IRA |
0.100% |
0.100% |
$1,000.00 |
$1,000.00 |
| 24 Month |
Traditional IRA/Roth IRA |
0.300% |
0.300% |
$1,000.00 |
$1,000.00 |
| 36 Month |
Traditional IRA/Roth IRA |
0.650% |
0.650% |
$1,000.00 |
$1,000.00 |
| 60 Month |
Traditional IRA/Roth IRA |
1.000% |
1.000% |
$1,000.00 |
$1,000.00 |
Money Market Account - Tiers |
| Term |
Description |
Rate |
Annual Percentage Yield (APY) |
Minimum
Balance |
Minimum
Open |
|
$0-$999 |
0.050% |
0.050% |
$0.00 |
$1,000.00 |
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$1,000-$9,999 |
0.050% |
0.050% |
$1,000.00 |
$1,000.00 |
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$10,000-$49,999 |
0.100% |
0.100% |
$10,000.00 |
$1,000.00 |
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$50,000-$99,999 |
0.150% |
0.150% |
$50,000.00 |
$1,000.00 |
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$100,000+ |
0.150% |
0.150% |
$100,000.00 |
$1,000.00 |
Shares |
| Term |
Description |
Rate |
Annual Percentage Yield (APY) |
Minimum
Balance |
Minimum
Open |
|
Regular Shares |
0.050% |
0.050% |
$100.00 |
$25.00 |
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IRA Shares |
0.300% |
0.300% |
$25.00 |
$25.00 |
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Roth IRA Shares |
0.300% |
0.300% |
$25.00 |
$25.00 |
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