|
| Loan Type |
|
ANNUAL
PERCENTAGE
RATE (APR) |
Payment
Schedule |
Rate
Fixed (F)
Variable (V) |
| 2009 & Newer |
|
3.20% - 15.50% |
up
to 36 months |
F |
| |
|
3.20% - 16.50% |
up
to 48 months |
F |
| |
|
3.25% - 16.95% |
up
to 60 months |
F |
| |
|
3.49% - 16.95% |
up
to 72 months |
F |
| |
|
3.75% - 6.25% |
up
to 78 months |
F |
| |
|
3.99% - 6.50% |
up
to 84 months |
F |
| 2005 - 2008 |
|
3.49% - 16.99% |
up to 48 months |
F |
| |
|
3.84% - 17.99% |
up
to 60 months |
F |
| 2006 - 2008 only |
|
3.99% - 6.25% |
up
to 72 months |
F |
| 2004 & Older |
|
5.74% - 16.99% |
up to 48 months |
F |
| |
|
5.99% - 17.99% |
up
to 60 months |
F |
| |
Recreation
Loans
|
| All Recreational Vehicles |
|
5.99%
- 16.64% |
up
to 60 months |
F |
|
|
6.50%
- 16.64% |
61
to 120 months |
F |
|
|
6.99%
- 16.64% |
121
to 180 months |
F |
| APR = Annual Percentage Rate. Actual rates depend on member credit qualifications, including term of loan, age of vehicle, credit and employment history. |
| |
|
|
|
|
|
| Loan Type |
|
ANNUAL
PERCENTAGE
RATE (APR) |
Index |
Margin |
Rate
Fixed (F)
Variable (V) |
| Personal Access Line of Credit
(PAL)* |
|
12.00% |
Prime Rate |
5% |
V |
| Share/Certificate Secured |
|
|
Share Certificate |
3% |
V |
| * Minimum Interest Rate = 12%. Maximum Interest Rate = 18% |
| |
|
|
|
|
| Loan Type |
|
ANNUAL
PERCENTAGE
RATE (APR) |
Payment
Schedule |
Rate
Fixed (F)
Variable (V) |
Personal
Loans |
|
10.25% - 17.74% |
up to 48 months |
F |
| |
|
|
|
|
| |
|
|
|
|
|
| Loan Type |
ANNUAL
PERCENTAGE
RATE (APR) for Purchases |
ANNUAL
PERCENTAGE
RATE (APR)
for
Cash Advances |
Index |
Margin |
Rate
Fixed (F)
Variable (V) |
VISA Professional Platinum |
8.24% |
16.99% |
Prime
Rate |
4.99% |
V |
VISA Platinum |
8.24% |
16.99% |
Prime
Rate |
4.99% |
V |
| VISA Gold |
12.95% |
16.99% |
|
|
F |
| VISA Classic / Youth Classic VISA |
14.00% |
16.99% |
|
|
F |
| |
|
|
|
|
