|
| Loan Type |
|
ANNUAL
PERCENTAGE
RATE (APR) |
Payment
Schedule |
Rate
Fixed (F)
Variable (V) |
| 2005-2009 Model Years |
|
4.99% - 6.89% |
up to 48 months |
F |
| |
|
5.24% - 7.14% |
up
to 60 months |
F |
| |
|
5.49% - 7.39% |
up
to 72 months |
F |
| |
|
5.99% - 6.39% |
up
to 84 months |
F |
| 2003 & Older |
|
7.25% - 9.50% |
up to 48 months |
F |
| |
|
7.50% - 7.75% |
up
to 60 months |
F |
| APR = Annual Percentage Rate. Actual rates depend on member credit qualifications, including term of loan, age of vehicle, credit and employment history. |
| |
|
|
|
|
Recreation
Loans
|
| All Recreational Vehicles |
|
6.50%
- 16.74% |
up
to 60 months |
F |
|
|
7.00%
- 16.74% |
61
to 120 months |
F |
|
|
7.50%
- 16.74% |
121
to 180 months |
F |
| APR = Annual Percentage Rate. Actual rates depend on member credit qualifications, including term of loan, age of vehicle, credit and employment history. |
| |
|
|
|
|
|
| Loan Type |
|
ANNUAL
PERCENTAGE
RATE (APR) |
Index |
Margin |
Rate
Fixed (F)
Variable (V) |
| Personal Access Line of Credit
(PAL)* |
|
12.00% |
Prime Rate |
5% |
V |
| Teachers P.E.T. Loan |
|
5.25% |
Prime Rate |
2% |
V |
| Share/Certificate Secured |
|
|
Share Certificate |
3% |
V |
| * Minimum Interest Rate = 12%. Maximum Interest Rate = 18% |
| |
|
|
|
|
| Loan Type |
|
ANNUAL
PERCENTAGE
RATE (APR) |
Payment
Schedule |
Rate
Fixed (F)
Variable (V) |
Personal
Loans |
|
10.25% - 17.74% |
up to 48 months |
F |
| Computer Loan |
|
12.00% |
up to 36
months |
F |
| Teachers Assistance Program
(TAP) |
|
5.99% |
up to 24
months |
F |
| |
|
|
|
|
| |
|
|
|
|
|
| Loan Type |
ANNUAL
PERCENTAGE
RATE (APR) for Purchases |
ANNUAL
PERCENTAGE
RATE (APR)
for
Cash Advances |
Index |
Margin |
Rate
Fixed (F)
Variable (V) |
VISA Professional Platinum |
9.99% |
16.99% |
Prime
Rate |
4.99% |
V |
VISA Platinum |
9.99% |
16.99% |
Prime
Rate |
4.99% |
V |
| VISA Gold |
12.95% |
16.99% |
|
|
F |
| VISA Classic / Youth Classic VISA |
14.00% |
16.99% |
|
|
F |
| |
|
|
|
|
