We strongly believe in helping to protect your credit. That’s why the basic ID SafeChoice theft-protection package is available to all iQ Credit Union checking account holders, free of charge. This covers the primary member on each checking account. For additional coverage, the ID SafeChoice Plus package is available for minimal monthly cost, either for you, another individual or for your family.

Understanding the crime of identity theft.

The concept is simple: Thieves acquire important pieces of your personal information — such as a Social Security number, account number and mother’s maiden name — then use that information to commit fraud. They get this information by stealing mail, taking credit card receipts, stealing wallets and so on. Armed with your personal information, they pretend to be you. Their goal: Turn your good credit into their good fortune. They apply for credit cards and loans. They buy cars and establish utility service. They wrack up charge after charge after charge —in your name, without you ever knowing it’s happening until it’s too late. Identity Theft is a crime that’s growing by leaps and bounds. It’s time to take charge of your personal information and keep your finances safe.

Keep your personal information safe and secure.

Fighting identity theft is often as easy as keeping your personal information out of the hands of thieves.

• Pay bills online, electronically, rather than through the mail.

• If you do receive bills, checks or other personal financial information in the mail, get a mailbox that locks.

• Be sure and review all financial statements, making sure any charges or other activities belong to you.

• Shred any financial information you no longer need.

• Never give out personal information over the phone or online — including your Social Security number, PIN number or account number— unless you initiated the contact.

Financial intelligence means safeguarding against identity theft.

Here at iQ Credit Union,we offer a variety of free and convenient services to help you minimize the amount of personal information floating around.

• Receipts and statements show only the last three digits of your account number.

• e-Statements make it possible to review your transactions each month online, safe and secure, printing a hard copy only if you want to.

• Free online Bill Pay service lets you pay bills electronically, eliminating the paper trail that identity thieves use to steal your information.

Introducing two ways to protect yourself,your credit — and your good name.

iQ Credit Union has partnered with Identity Safeguards—the nation’s most trusted name in identity theft protection—to provide you with a pair of great ID protection options. Because we believe so strongly in helping to protect your credit, the basic ID SafeChoice theft-protection package is available to all iQ Credit Union checking account holders, free of charge. (Covers primary checking account holder only.) For additional coverage—either for you or your family—the ID SafeChoicePlus package is available for $8.95/month for an individual or $11.95/month for a family.