Member Rewards says thank you for being a member.
Open any checking account and you are automatically enrolled in our free Member Rewards program. The greater your total household balances — checking, savings and loans — the greater your reward. You could qualify for free checks, no-annual-fee VISA, special loan rates and more. It’s our way of saying thank your for your business. Member Rewards fall into four distinct categories, which are highlighted below
It pays to be a member
As a member-owned financial cooperative, we depend on the participation of all member-owners. We strive to maximize the member benefits while minimizing costs. It’s important to balance the financial needs of our members with the need to maintain a cost-effective operation. With that in mind, our Member Rewards program rewards you maximizing your finances with iQ Credit Union.
How Does Member Rewards Work?
Member Rewards lets us offer special benefits to members with checking accounts who use our services most. Each month, your current level of benefits is automatically calculated and adjusted. This includes checking balance, savings deposits and loans (excluding mortgages and financial planning). Your reward level will be shown on your monthly statement, as well as your online Online Banking account.
How Do I Increase My Rewards?
Moving to a higher Member Rewards level can be as easy as opening a new loan or refinancing an existing loan from another financial institution. There are many ways to upgrade to a higher benefits level:
- Transfer your checking or savings account to iQ Credit Union
- Move a Certificate of Deposit or Money Market Account to iQ Credit Union
- Refinance your car, truck, RV or boat loan with iQ Credit Union
- Bring your Home Equity Loan to iQ Credit Union
- Invite a household member to join iQ Credit Union and move their accounts here
- Transfer your Individual Retirement Account (IRA) to iQ Credit Union
Take advantage of your rewards. What do you get by bringing more business to iQ Credit Union? Great rates, personal service and Member Rewards.