Visa Signature® Travel Card

Your rewards card for travel, merchandise, tickets, and more

Keep iQ in your wallet and the rewards points will pile up

Apply Now
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Benefits & Features

With our Visa Signature® Travel card, every dollar you spend will earn you points—redeemable for exciting rewards or cashback inside your online banking.

  • Airplane-TopView
    3x Points
    Travel and Dining
  • Groceries
    2x Points
    Groceries & Gas
  • Cash-To-Card
    1x Points
    For Every Other Swipe

More Rewards to Explore

  • NoMoney

    No Annual Fee

  • promotions

    2.99% APR* on First 12 Months of Purchases

  • Electric-Car

    2X Electric Vehicle Charging Points

  • Phone-Transaction

    1 point = $1 spent

  • Checkmark-Shield-2

    24/7 Fraud Protection

  • no-fee

    Zero Cash Advance or Foreign Transaction Fees

  • Airplane-TopView

    Convenient Online Travel Reservations

  • Airplane-SideView

    Travel Accident Insurance4

  • Travel

    Lost Luggage & Baggage Delay Reimbursement

Ready to Apply?

Choose one of the options below to get started:

  • 025-login
    Apply Online
  • call_FILL0_wght400_GRAD0_opsz48
    Call Us
  • Bank
    Visit Us In-Branch

Wander more with ViewPoints

iQ’s Visa Signature® rewards program

  • Hanger

  • Electric-Car

  • Food2

  • Flight-Ticket

1 point = $1 spent on everyday transactions and make the most out of your points. Earn extra points for travel and dining (3x) and gas/electric vehicle charging (2x). Points never expire.

For the first six months, you’ll receive our promotional rate of 2.99% APR** on all new purchases. Plus, if you spend $3,000 in the first 90 days, we’ll give you an extra 25,000 bonus points—roughly the equivalent of an airline ticket.

View your points dashboard and rewards redemption options with a single login inside Digital Branch.

Login to Digital Branch

Visa Signature Travel - Rewards Points Redemption Categories

When it comes to redeeming your hard-earned rewards points, we have a wide range of exciting options for you to choose from. Whether you're a travel enthusiast, a sports fan, or someone who loves unique experiences, we've got you covered.

  • Airplane-TopView

    Travel

  • Brown-Vehicle

    Experiences

  • theme-park

    Theme Parks

  • concert

    Concerts

  • Bills-Coins

    Cash Back

  • gift-card (2)

    Gift Cards

  • card-payment

    Prepaid Cards

  • Handshake

    Charitable Donations

  • Travel

    Merchandise

Visa Travel FAQ's

How do I use the tap-to-pay feature?

Look for the tap-to-pay symbol at the checkout terminal. Hold your card near the symbol—no need to swipe or insert. You’ll hear a beep or see confirmation on the screen when it’s approved.

Is tap-to-pay secure?

Yes. Tap-to-pay payments use secure chip technology and generate a unique, one-time code for each transaction, like using a digital wallet on your mobile device.

Can I still use my card if the terminal doesn’t accept tap-to-pay?

Yes. You can still insert or swipe your card if tap-to-pay isn’t available.

Do I still need to use my PIN for tap-to-pay transactions?

Generally, you don’t need a PIN for tap-to-pay transactions, however depending on the dollar amount, merchants may require a PIN.

Credit Card Disclosures

  • *APR= Annual Percentage Rate.

    All Credit Cards: The current Wall Street Journal prime index rate is 7.50%. We add a margin to the index to determine the actual interest rate. The rate is variable and may change. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice.

    Disclosure for VISA® Signature Rewards | Disclosure for VISA® Platinum Rewards | Disclosure for VISA® Platinum | Disclosure for Shared Secured VISA® Platinum

  • Visa Signature® Travel 4: After promotional period expires, Variable Annual Percentage Rate (APR) will be 14.49% - 18.49% for business card holders. Variable Annual Percentage Rate (APR) will be 14.49% - 20.49% for consumers. Rates Effective as of January 25, 2025. There is no annual fee for this credit card. Visa Signature guide to benefits available by clicking here. | Travel & Emergency Services details are available here.