Visa Signature® Travel Card

Your rewards card for travel, merchandise, tickets, and more

Keep iQ in your wallet and the rewards points will pile up

Apply Online
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Benefits & Features

With our Visa Signature® Travel card, every dollar you spend will earn you points—redeemable for exciting rewards or cashback inside your online banking.

  • Airplane-TopView
    3x Points
    Travel and Dining
  • Groceries
    2x Points
    Groceries & Gas
  • Cash-To-Card
    1x Points
    For Every Other Swipe

More Rewards to Explore

  • NoMoney

    No Annual Fee

  • promotions

    2.99% APR* on First 12 Months of Purchases

  • Electric-Car

    2X Electric Vehicle Charging Points

  • Phone-Transaction

    1 point = $1 spent

  • Checkmark-Shield-2

    24/7 Fraud Protection

  • NoMoney

    Zero Cash Advance or Foreign Transaction Fees

  • Airplane-TopView

    Convenient Online Travel Reservations

  • Airplane-SideView

    Travel Accident Insurance4

  • Travel

    Lost Luggage & Baggage Delay Reimbursement

Ready to Apply?

Choose one of the options below to get started:

  • 025-login
    Apply Online
  • call_FILL0_wght400_GRAD0_opsz48
  • Bank

Wander more with ViewPoints

iQ’s Visa Signature® rewards program

  • Hanger

  • Electric-Car

  • Food2

  • Flight-Ticket

1 point = $1 spent on everyday transactions and make the most out of your points. Earn extra points for travel and dining (3x) and gas/electric vehicle charging (2x). Points never expire.

For the first six months, you’ll receive our promotional rate of 2.99% APR** on all new purchases. Plus, if you spend $3,000 in the first 90 days, we’ll give you an extra 25,000 bonus points—roughly the equivalent of an airline ticket.

View your points dashboard and rewards redemption options with a single login inside Digital Branch.

Login to Digital Branch

Visa Signature Travel - Rewards Points Redemption Categories

When it comes to redeeming your hard-earned rewards points, we have a wide range of exciting options for you to choose from. Whether you're a travel enthusiast, a sports fan, or someone who loves unique experiences, we've got you covered.

  • Airplane-TopView

    Travel

  • Brown-Vehicle

    Experiences

  • theme-park

    Theme Parks

  • concert

    Concerts

  • Bills-Coins

    Cash Back

  • gift-card (2)

    Gift Cards

  • card-payment

    Prepaid Cards

  • Handshake

    Charitable Donations

  • Travel

    Merchandise

Disclosures

*APR= Annual Percentage Rate.

All Credit Cards: The current Wall Street Journal prime index rate is 7.75%. We add a margin to the index to determine the actual interest rate. The rate is variable and may change. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice.

Balance Transfers: Qualification is based on an assessment of individual creditworthiness, our underwriting standards, and membership qualification. All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice. Promotional APRs are between 1.99% to 16.99% based on creditworthiness. After 12-month promotional period ends, rates will revert to the then-current APR (currently 13.74-22.74% as of 11/25/2024, based on credit worthiness). APRs vary with the market based on the WSJ Prime Rate. Limited time promotional rate available for new balance transfers only, non-iQ loans only, and may be discontinued at any time, but no earlier than February 24, 2025. Terms subject to change without notice.

Disclosure for Visa Signature Rewards | Disclosure for Visa Platinum rewards available here.  | Disclosure for Visa Platinum available here. | Disclosure for Shared Secured Visa Platinum available here.

Visa Signature® Travel 4: After promotional period expires, Variable Annual Percentage Rate (APR) will be 14.74% - 18.74% for business card holders. Variable Annual Percentage Rate (APR) will be 14.74% - 20.74% for consumers. Rates Effective as of November 25, 2024. There is no annual fee for this credit card. Visa Signature guide to benefits available by clicking here. | Travel & Emergency Services details are available here.

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