Earn up to 2.00% annual percentage yield (APY)*
On balances up to $25,000
*Terms and conditions apply
Earn 0.25% annual percentage yield (APY)*
On balances over $25,000
*Terms and Conditions Apply
$0 monthly service fee or minimum balance requirement
Free online banking, bill pay, & money management software
Nationwide network of 30,000 ATMs
With absolutely no fees
Refunds on ATM surcharges nationwide
Up to $25/month*
Visa Debit Card
Get your card instantly in any branch!
Mobile Banking Access
Deposit checks, pay people, use your mobile device to pay in stores, and more.
Unlimited Check Writing
We love having plaidtastic members like you who helped us earn this prestigious Forbes title. 99,500+ iQ members made this possible. Less than 4% of the thousands of credit unions nationwide even made the list.
We don’t do it for the awards, but to see the positive impact we leave on our members and the communities where you live, work, and play.
12 iQ debit and/or Visa credit card transactions per month
Direct deposit of a combined $100 or more per month
Sign up to receive eStatements
Log onto your online banking account at least once each month
Eligibility for membership:
Minimum deposit to open an account:
Association, Club, & Organization Accounts:
Please contact the Credit Union at 800-247-4364 or stop by your local branch to initiate a dispute on your debit or credit card. We will advise you on the best way to proceed with the dispute. Please contact us promptly, otherwise you may incur increased liability for the transactions.
If you discover your card has been lost or stolen, call the Member Contact Center immediately at 360-695-3441 or 800-247-4364. If you are traveling outside the United States, please call 727-572-7723 to block your card immediately. You may stop at a local branch to receive a new card the same day, or call us during business hours to order a new card by mail.
All deposits are different. Some deposits take longer to clear, depending on the type of deposit and the time the deposit is made. For deposits made at a branch or by mail, any delay is counted in business days from the day of deposit. For example, if a deposit is made after hours, the deposit won’t be considered until the next business day.
If you make a deposit at an iQ Credit Union ATM:
(Note that some exceptions apply. Please see the Membership & Account Agreement for complete details.)
If you make a Mobile Deposit:
A new check order may be placed by:
A re-order may be placed by:
On balances of $0 - $25,000.00, dividends are earned at the full percentage (currently 2.00% annual percentage yield (APY)) if monthly requirements are met.
On balances exceeding $25,000.00, dividends are earned at 0.25% APY if monthly requirements are met.
Dividends are earned at 0.05% APY if monthly requirements are not met.
The qualifying period is the last day of the previous month through the current month's next to last day.
iQ is alerted about security breaches as soon as the information is made available. In these situations, we have processes in place to ensure your account remains secure. If you have any concerns about a possible breach, reach out to us by logging in to Digital Branch to send us a secured message or call us at 800.247.4364.