Knowledge Base
Mortgages 101
Homeownership continues to be a big part of the American Dream. Many people strive to have the security and sense of pride that comes with owning their own home, but the path to homeownership can be challenging. Once you have saved enough to make a down payment on a house ...
Checklist
Mortgage Paperwork Checklist
Purchasing a house is one of the biggest decisions you'll make—and everyone knows, there's no shortage of paperwork involved. This checklist provides a list of the documents you should prepare up front so that when you're ready to buy a house, you're not waiting on paperwork.
Ebook
A Guide for First-Time Homebuyers in the Pacific Northwest
Getting ready to purchase your first home in the Pacific Northwest? You’ve come to the right place for guidance. By understanding the step-by-step process of buying a house, you’ll know what to expect and what to keep an eye out for, from start to finish.
KNOWLEDGE BASE
Understanding Credit: the Good, the Bad, and the Ugly
Credit is an integral part of everyone's finances, whether we like it or not. Everyone has some kind of credit history, and understanding how to establish and manage your credit is important, even if you don’t plan to borrow money.
Knowledge Base
A Comprehensive Guide to Credit Cards for Young Adults
Credit cards are convenient and powerful financial tools. They offer cardholders a great way to earn perks and savings and are vital for building a strong credit history.
Knowledge Base
Ultimate Guide to Simple Savings
Saving money is something we all should learn at an early age. Like brushing your teeth, setting aside money for the future should become a habit. While most people know it’s important to save money, the question of how to save money often goes unanswered.
Checklist
Budgeting Checklist
The road to financial freedom is paved with wise money-management decisions. Build a strong financial future today by making and staying on a smart budget. Don’t know how to build a budget? No problem! Download this interactive budgeting template that will guide you in your efforts to secure financial independence.
Template
Budgeting Template
The road to financial freedom is paved with wise money-management decisions. Build a strong financial future today by making and staying on a smart budget. Don’t know how to build a budget? No problem!
Ebook
The Ultimate Guide to Simple Savings
What are your financial goals? Saving money for retirement? College? A home? According to statistics, only 16% of Americans save 15% or more of their annual income, which is the minimum that most financial experts recommend, so there’s a good chance you’re not saving enough to meet your financial goals.
Worksheet
Emergency Planning Worksheet
You can’t avoid unexpected disasters, but you can plan for them. Start planning ahead today to ensure you’re prepared for whatever tomorrow brings with iQ's Emergency Planning Worksheet.
Article
How to Create a Financial Emergency Plan
You can never truly plan for an emergency. How many of us could have predicted the impact of the COVID-19 pandemic? However, when an emergency does occur, you want to be as prepared as possible—and that includes having a financial emergency plan in place.
EBOOK
Get a Fresh Start with Debt Consolidation
If you find yourself searching for ways to pay off debt more quickly and easily, you’ve landed in the right place! Rest assured—you’re one of many looking to reduce payments and find their way to financial freedom.
ARTICLE
How to Build Good Credit
Credit scores, which have become an important metric in our society, are used for renting apartments, job applications, and other things beyond just qualifying for loans and credit cards. It’s important to understand how to build good credit and what you need to do to maintain your credit.
ARTICLE
How to Protect Your Credit Score During the Pandemic
When there is a global crisis, you need to know how to protect your personal finances, including how to protect your credit. As your personal situation changes, your credit becomes more important, because you may need to use that credit until things return to normal.
Ebook
Retirement Strategies: Building a Successful and Secure Retirement
Is retirement on your mind? Do you wonder if you’re on track to retire with the lifestyle you want? Are you new to retirement planning and want to build a strategy to ensure you’re adequately prepared for the future? No matter where you are in your retirement journey, iQ can help!
EBOOK
Auto Loan Roadmap
iQ Credit Union is here to walk you through the ins and outs of finding an auto loan that’s right for you with The Ultimate Auto Loan Roadmap. Our roadmap includes info that every car buyer should know!
ARTICLE
The ABC's of Loans
There are going to be times when you will need to borrow money. When you need to borrow, it’s good to understand the pros and cons and terms and tiers of loans and loan applications. Here's everything you need to know.
Knowledge Base
Financial Education Resources
Our uniQue take on financial literacy helps students and adults attain financial success with engaging activities and videos that help build lifelong skills for a better financial future.
Ebook
Financial Survival Guide
Getting to a place where you’re financially comfortable takes years of hard work and dedication—but it’s important to start early. The first step is to gain a better understanding of key concepts, so that you can make well-informed decisions when it comes to your finances.
Checklist
Switch Kit Checklist
Are you looking to join a financial institution you can trust? You’ve come to the right place! When you join iQ Credit Union, you’re not just another customer; you’re a member of our family. Feel at ease knowing your money is secured in a place where it can grow ...
Comparison
Checking Account Comparison
A checking account is a crucial tool that helps you manage your household budget and personal finances. However, not all checking accounts are created equal. Find your ideal checking account with the features and advantages that fit your specific needs ...
ARTICLE
Differences Between a Credit Union and a Bank
Credit unions offer a different approach to banking, including many benefits for members. Before deciding where to put your money, you should understand the operational and philosophical differences between credit unions and banks.
ARTICLE
4 Perks to Expect When Joining a Credit Union
Unlike banks, which accept anyone as a customer, you need to qualify to join a credit union. There are usually certain conditions you have to meet to qualify, and as soon as you join, credit union membership offers a wide range of perks that will make you glad you chose to become a member.
EBOOK
Insurance 101: Protecting Yourself By Understanding Insurance
What kind of insurance do you need? How much should you pay? What does the insurance actually cover? These are all valid questions that you’ll find answers to in iQ’s Insurance 101: Protecting Yourself by Understanding Insurance.
DOWNLOAD
Personal Financial Statement
BLOG
What to Look for in a Bank Account for Your Business
When you operate your own business, you don’t give much thought to business banking, especially your business checking account.
BLOG
Business Banking: What You Need to Know
Any business runs on cash, and that means you need business banking services you can rely on. To start your business, you might use funds from personal credit cards, friends, and family.