iQ’s cash back card gives you a super low rate, plus extra cash back. Use your card for your everyday shopping and watch your rewards grow. It's a great way to pay off old balances and save money.iQ Credit Union’s Visa Platinum® Rewards – Cash Back card offers:
Loan Type | APR for Purchases | APR for Cash Advances | Title-Date | More Info |
---|---|---|---|---|
Visa Platinum | 12.49% - 22.49% | 12.49% - 22.49% | ||
Visa Platinum Cash Back | 14.49% - 23.49% | 14.49% - 23.49% | ||
Visa Signature Travel | 15.49% - 21.49% | 15.49% - 21.49% | ||
Visa Secured | 12.49% | 12.49% |
*APR= Annual Percentage Rate.
The current Wall Street Journal prime index rate is 8.50%. We add a margin to the index to determine the actual interest rate. The rate is variable and may change. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice.
Disclosure for Visa Signature Rewards | Disclosure for Visa Platinum rewards available here. | Disclosure for Visa Platinum available here. | Disclosure for Shared Secured Visa Platinum available here.
Visa Platinum® Cash Back3 : After promotional period expires, Variable Annual Percentage Rate (APR) will be 14.49% - 23.49%. Rates Effective as of August 25, 2023. There is no annual fee for this credit card. Cash advance fee is $5 of 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount. Visa Platinum Cash Back Card Agreement
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