Visa Platinum® Cashback Card

Bundle cash back and Platinum features into one great card

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Benefits & Features

Looking for a better credit card? You just found it.

iQ’s cash back card gives you a super low rate, plus extra cash back. Use your card for your everyday shopping and watch your rewards grow. It's a great way to pay off old balances and save money.iQ Credit Union’s Visa Platinum® Rewards – Cash Back card offers:

  • promotions
    Enjoy — APR* on the first 6 months of purchases
  • Cash-To-Card
    Unlimited 1.5% Cash Back on Every Purchase

More Rewards to Explore

  • promotions

    Rates as low as 12.99% APR3

  • calendar (2)

    No annual fees*

  • VisaCashbackIcon

    Instant issue credit cards available in retail branches

  • Checkmark-Shield

    Enhanced security features with EMV chip technology

  • Passwork-Computer

    24/7 Fraud Protection

  • NoMoney

    No Interest on Purchases if Paid in Full by the Due Date

  • Travel

    Travel Accident Insurance

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Rates

Credit Cards

Visa Cash Back Card

Rates Effective as of September 25, 2026

Loan Type APR for Purchases APR for Cash Advances
Visa Platinum APR for Purchases 10.99% - 20.99% APR for Cash Advances 10.99% - 20.99%
Visa Platinum Cash Back APR for Purchases 12.99% - 21.99% APR for Cash Advances 12.99% - 21.99%
Visa Signature Travel APR for Purchases 13.99% - 19.99% APR for Cash Advances 13.99% - 19.99%
Visa Secured APR for Purchases 10.99% APR for Cash Advances 10.99%

Calculators

Use our helpful calculators to help guide your decision

FAQ's

How do I use the tap-to-pay feature?

Look for the tap-to-pay symbol at the checkout terminal. Hold your card near the symbol—no need to swipe or insert. You’ll hear a beep or see confirmation on the screen when it’s approved.

 

Is tap-to-pay secure?

Yes. Tap-to-pay payments use secure chip technology and generate a unique, one-time code for each transaction, like using a digital wallet on your mobile device.

 

Can I still use my card if the terminal doesn’t accept tap-to-pay?

Yes. You can still insert or swipe your card if tap-to-pay isn’t available.

 

Do I still need to use my PIN for tap-to-pay transactions?

Generally, you don’t need a PIN for tap-to-pay transactions, however depending on the dollar amount, merchants may require a PIN.