iQ's Visa Signature® Travel Card

Travel Further with Even More Rewards

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Benefits & Features

With our Signature® Travel card, every dollar you spend will earn you points—redeemable for exciting rewards or cashback inside your online banking.

You earn 3x points for Travel and Dining and 2x points for Groceries, Gas, and EV Charging. iQ Credit Union’s Visa Signature® Travel Card Offers:

  • Airplane-TopView
    3x Points
    Travel and Dining
  • Groceries
    2x Points
    Groceries & Gas
  • Cash-To-Card
    1x Points
    For Every Other Swipe

More Rewards to Explore

  • Electric-Car

    2X Electric Vehicle Charging Points

  • Cash-Money

    1 point = $1 spent

  • promotions

    2.99% intro APR*

  • Smartphone-Money

    Digital Wallet Ready (Apple Pay, Samsung Pay, and Google Pay)

  • Checkmark-Shield

    24/7 Fraud Protection

  • Overdraft-Protection

    Overdraft Protection

  • NoMoney

    Zero Annual Fees

  • Money-Transfer

    Zero Cash Advance Fees

  • Bills-Coins

    Zero Foreign Transaction Fees

  • Airplane-SideView

    Convenient Online Travel Reservations

  • Checkmark-Shield-2

    Travel Accident Insurance

  • Travel

    Lost Luggage & Baggage Delay Reimbursement

  • Calendar-Money

    No Interest on Purchases if Paid in Full by Due Date

  • Shared-Money

    Reward Points for Employee Cards Roll up to Business Account

VISA Signature® Travel Card for Your Business

  • Features for Business

    Enjoy zero cash advance or foreign transaction fees and you can link the card to your business checking account for overdraft protection—just in case. Cards can be managed inside online banking so you can turn them off and on, report them lost or stolen, and set travel notifications so your card is ready wherever you go.

     

    Apply Now

    Disclosure for Visa Signature Rewards available here.

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Rates

Business Credit Cards
Loan Type APR for Purchases APR for Cash Advances Title-Date More Info
Visa Signature Travel 14.49% - 18.49% 14.49% - 18.49%

Frequently Asked Questions

How do I dispute a debit card or credit card transaction?

Please contact the Credit Union at 800-247-4364 or stop by your local branch to initiate a dispute on your debit or credit card. We will advise you on the best way to proceed with the dispute. Please contact us promptly, otherwise you may incur increased liability for the transactions.

What if my iQ Visa card is lost or stolen?

If you discover your card has been lost or stolen, call the Member Contact Center immediately at 360-695-3441 or 800-247-4364. If you are traveling outside the United States, please call 727-572-7723 to block your card immediately. You may stop at a local branch to receive a new card the same day, or call us during business hours to order a new card by mail. 

What if I am traveling and plan to use my iQ Credit or Debit Card?

If you inform us in advance of your travel plans, it will minimize the chance that card services will be disrupted. Call 800-247-4364 or stop at one of our branches to share your travel dates, destinations, and contact information while you are away.

I heard about a security breach, how will I know if my card has been compromised?

iQ is alerted about security breaches as soon as the information is made available. In these situations, we have processes in place to ensure your account remains secure. If you have any concerns about a possible breach, reach out to us by logging in to Digital Branch to send us a secured message or call us at 800.247.4364.

How do I use the tap-to-pay feature?

Look for the tap-to-pay symbol at the checkout terminal. Hold your card near the symbol—no need to swipe or insert. You’ll hear a beep or see confirmation on the screen when it’s approved.

 

Is tap-to-pay secure?

Yes. Tap-to-pay payments use secure chip technology and generate a unique, one-time code for each transaction, like using a digital wallet on your mobile device.

 

Can I still use my card if the terminal doesn’t accept tap-to-pay?

Yes. You can still insert or swipe your card if tap-to-pay isn’t available.

 

Do I still need to use my PIN for tap-to-pay transactions?

Generally, you don’t need a PIN for tap-to-pay transactions, however depending on the dollar amount, merchants may require a PIN.

Disclosures

  • *APR= Annual Percentage Rate.

    All Credit Cards: The current Wall Street Journal prime index rate is 7.50%. We add a margin to the index to determine the actual interest rate. The rate is variable and may change. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice.

    Disclosure for VISA® Signature Travel Card for Your Business

  • Visa Signature® Travel 4: After promotional period expires, Variable Annual Percentage Rate (APR) will be 14.49% - 18.49% for business card holders. Variable Annual Percentage Rate (APR) will be 14.49% - 20.49% for consumers. Rates Effective as of January 25, 2025. There is no annual fee for this credit card. Visa Signature guide to benefits available by clicking here. | Travel & Emergency Services details are available here.