Visa-Signature-Rewards-Business
    iQ's Visa Signature® Rewards Card

    Earn points and enjoy more with every transaction.

    Keep iQ in your wallet and the rewards points will pile up faster than the leaves outside.

    3X TRAVEL POINTS
    2X DINING POINTS
    Enjoy 2.99% APR** on the first 6 months of purchases
    EARN POINTS WITH VIEWPOINTS REWARDS
    Non Members Apply Here Current Members Apply Here

    *Annual Percentage Rate. After promotional period expires, variable annual percentage rate (APR) will be 10.24%-14.24% for business cardholders.

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    Benefits & Features

    Your rewards card for travel, merchandise, tickets, and more.

    For the first six months with your new card, take advantage of our promotional rate of 2.99% annual percentage rate (APR)** on all new purchases. Plus, if you spend $3,000 in the first 90 days, we’ll give you an extra 25,000 bonus points—because we like to spoil our business members!

     

    iQ Credit Union’s Visa Signature® rewards card offers:

    1 point = $1 spent

    3X Travel Points

    2X Dining Points

    2.99% intro APR*

    24/7 Fraud Protection

    Overdraft Protection

    Zero Cash Advance Fees

    Zero Foreign Transaction Fees

    Convenient Online Travel Reservations

    Travel Accident Insurance

    Lost Luggage & Baggage Delay Reimbursement

    Eligible for Debt Protection Insurance

    No Interest on Purchases if Paid in Full by Due Date

    Reward Points for Employee Cards Roll up to Business Account

    VISA Signature® Rewards Card for Your Business

    Enjoy zero cash advance or foreign transaction fees and you can link the card to your business checking account for overdraft protection—just in case. Cards can be managed inside online banking so you can turn them off and on, report them lost or stolen, and set travel notifications so your card is ready wherever you go.


    Non-Members Apply Here 

    Current Members Apply Here 

    See terms and conditions by clicking here.

    Card Options for Your Employees Too

    Your employees can have cards too, and their reward points will roll up to your business so you’ll enjoy the rewards and benefits of their card usage.

    Non-Members Apply Here 

    Current Members Apply Here 

    See terms and conditions by clicking here.

    Wander more with ViewPoints

    iQ’s Visa Signature® rewards program

    iQCU-Visa-SigRewards-Icon-Merchandise

     

    		 iQCU-Visa-SigRewards-Icon-Travel

     

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    		 iQCU-Visa-SigRewards-Icon-GiftCards

     

    Enjoy your new iQ credit card and earn 1 point for every $1 spent on everyday transactions and make the most out of your points. We also offer extra points for travel (3x) and dining (2x). 

    For the first six months you’ll receive our promotional rate of 2.99% annual percentage rate (APR)* on all new purchases. Plus, if you spend $3,000 in the first 90 days, we’ll give you an extra 25,000 bonus points—because we like to spoil our members!

    View your points dashboard and rewards redemption options with a single login inside Digital Branch.


    Login to Digital Branch

    Business Credit Cards - Rates Effective as of Dec 25, 2020
    Loan Type APR for Purchases APR for Cash Advances Title-Date More Info
    Visa Signature Rewards 10.24%-14.24% 10.24%-14.24%

    * APR = Annual Percentage Rate. The current Wall Street Journal prime index rate is 3.25%. We add a margin to the index to determine the actual interest rate. The rate is variable and may change. Qualification is based on assessment of individual credit worthiness and our underwriting standards. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Visa Signature Rewards Information

    FAQ's

    Please contact the Credit Union at 800-247-4364 or stop by your local branch to initiate a dispute on your debit or credit card. We will advise you on the best way to proceed with the dispute. Please contact us promptly, otherwise you may incur increased liability for the transactions.

    If you discover your card has been lost or stolen, call the Member Contact Center immediately at 360-695-3441 or 800-247-4364. If you are traveling outside the United States, please call 727-572-7723 to block your card immediately. You may stop at a local branch to receive a new card the same day, or call us during business hours to order a new card by mail. 

    If you inform us in advance of your travel plans, it will minimize the chance that card services will be disrupted. Call 800-247-4364 or stop at one of our branches to share your travel dates, destinations, and contact information while you are away.

    iQ is alerted about security breaches as soon as the information is made available. In these situations, we have processes in place to ensure your account remains secure. If you have any concerns about a possible breach, reach out to us by logging in to Digital Branch to send us a secured message or call us at 800.247.4364.

    *Approval is subject to qualification for iQ membership, creditworthiness and underwriting standards. Programs, rates, terms, and conditions subject to change at any time without notice. 

    3Annual Percentage Rate. After promotional period expires, variable annual percentage rate (APR) will be 10.24%-14.24% for business card holders and 10.24%-16.24% for consumers. Qualification based on assessment of individual creditworthiness and our underwriting standards. Programs, rates, terms and conditions subject to change at any time without notice. Rate current as of June 25, 2020. $0 introductory annual fee for first year, then $49 per year.

    Open an iQ account today. You'll be plaid you did.

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    © 2022 iQ Credit Union

    If you use links provided on this iQ Credit Union web site to third party Internet sites and services, you acknowledge that you are leaving iQ Credit Union's website and are going to a website that is not operated by the credit union. iQ Credit Union is not responsible for the content or availability of linked sites. iQ Credit Union does not represent either the third party or the member if you enter into a transaction; and privacy and security policies may differ from those practiced by the credit union.

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