Visa-Signature-Rewards-Business
iQ's Visa Signature® Rewards Card

Travel Further with Even More Rewards

3X TRAVEL POINTS
2X DINING POINTS
Enjoy 2.99% APR** on the first 6 months of purchases
EARN POINTS WITH VIEWPOINTS REWARDS
Non Members Apply Here Current Members Apply Here
Benefits & Features

Your rewards card for travel, merchandise, tickets, and more.

iQ Credit Union’s Visa Signature® Rewards – Travel Card Offers:

  • world

    3X Travel Points

  • dish

    2X Dining Points

  • 004-dollar

    1 point = $1 spent

  • percent

    15.74% intro APR*

  • 037-smartphone

    Digital Wallet Ready (Apple Pay, Samsung Pay, and Google Pay)

  • 033-safe box

    24/7 Fraud Protection

  • 031-wallet

    Overdraft Protection

  • traffic-signal

    Zero Cash Advance Fees

  • traffic-signal

    Zero Foreign Transaction Fees

  • travel-agency

    Convenient Online Travel Reservations

  • accident

    Travel Accident Insurance

  • suitcase

    Lost Luggage & Baggage Delay Reimbursement

  • 001-bankruptcy (1)

    Eligible for Debt Protection Insurance

  • traffic-signal

    No Interest on Purchases if Paid in Full by Due Date

  • swap

    Reward Points for Employee Cards Roll up to Business Account

VISA Signature® Rewards Card for Your Business

  • Visa-Signature-Rewards-Business

    Features for Business

    Enjoy zero cash advance or foreign transaction fees and you can link the card to your business checking account for overdraft protection—just in case. Cards can be managed inside online banking so you can turn them off and on, report them lost or stolen, and set travel notifications so your card is ready wherever you go.


    Current Members Apply Here


    Non Members Apply Here

    Disclosure for Visa Signature Rewards available here.

    *Approval is subject to qualification for iQ membership, creditworthiness and underwriting standards. Programs, rates, terms, and conditions subject to change at any time without notice.  After promotional period expires, variable annual percentage rate (APR) will be 11.74% -15.74% for business card holders and 11.74% - 17.74% for consumers. Qualification based on assessment of individual creditworthiness and our underwriting standards. Programs, rates, terms and conditions subject to change at any time without notice. Rate current as of June 25, 2022. $0 introductory annual fee for first year, then $49 per year.

  • Visa-Signature-Rewards-Business

    Card Options for Employees

    Your employees can have cards too, and their reward points will roll up to your business so you’ll enjoy the rewards and benefits of their card usage.


    Current Members Apply Here


    Non Members Apply Here

    Disclosure for Visa Signature Rewards available here.

    *Approval is subject to qualification for iQ membership, creditworthiness and underwriting standards. Programs, rates, terms, and conditions subject to change at any time without notice.  After promotional period expires, variable annual percentage rate (APR) will be 11.74% -15.74% for business card holders and 11.74% - 17.74% for consumers. Qualification based on assessment of individual creditworthiness and our underwriting standards. Programs, rates, terms and conditions subject to change at any time without notice. Rate current as of June 25, 2022. $0 introductory annual fee for first year, then $49 per year.

  • Visa-Signature-Rewards-Business

    Rewards Points
    Wander more with ViewPoints | iQ’s Visa Signature® rewards program

    Enjoy your new iQ credit card and earn 1 point for every $1 spent on everyday transactions and make the most out of your points. We also offer extra points for travel (3x) and dining (2x). 

    View your points dashboard and rewards redemption options with a single login inside Digital Branch.


    Login to Digital Branch

    Disclosure for Visa Signature Rewards available here.

    *Approval is subject to qualification for iQ membership, creditworthiness and underwriting standards. Programs, rates, terms, and conditions subject to change at any time without notice.  After promotional period expires, variable annual percentage rate (APR) will be 11.74% -15.74% for business card holders and 11.74% - 17.74% for consumers. Qualification based on assessment of individual creditworthiness and our underwriting standards. Programs, rates, terms and conditions subject to change at any time without notice. Rate current as of June 25, 2022. $0 introductory annual fee for first year, then $49 per year.

Rates

Business Credit Cards
Loan Type APR for Purchases APR for Cash Advances Title-Date More Info
Visa Signature Rewards 11.74% - 15.74% 11.74% - 15.74%

* APR = Annual Percentage Rate. The current Wall Street Journal prime index rate is 4.75%. We add a margin to the index to determine the actual interest rate. Rates may change at any time.

FAQ's

Please contact the Credit Union at 800-247-4364 or stop by your local branch to initiate a dispute on your debit or credit card. We will advise you on the best way to proceed with the dispute. Please contact us promptly, otherwise you may incur increased liability for the transactions.

If you discover your card has been lost or stolen, call the Member Contact Center immediately at 360-695-3441 or 800-247-4364. If you are traveling outside the United States, please call 727-572-7723 to block your card immediately. You may stop at a local branch to receive a new card the same day, or call us during business hours to order a new card by mail. 

If you inform us in advance of your travel plans, it will minimize the chance that card services will be disrupted. Call 800-247-4364 or stop at one of our branches to share your travel dates, destinations, and contact information while you are away.

iQ is alerted about security breaches as soon as the information is made available. In these situations, we have processes in place to ensure your account remains secure. If you have any concerns about a possible breach, reach out to us by logging in to Digital Branch to send us a secured message or call us at 800.247.4364.

Disclosures

*Approval is subject to qualification for iQ membership, creditworthiness and underwriting standards. Programs, rates, terms, and conditions subject to change at any time without notice. 

* APR = Annual Percentage Rate. The current Wall Street Journal prime index rate is 4.75%. We add a margin to the index to determine the actual interest rate. The rate is variable and may change. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice. 

After promotional period expires, variable annual percentage rate (APR) will be 11.74% -15.74% for business card holders.

After promotional period expires, variable annual percentage rate (APR) will be 11.74% - 17.74% for consumers.

Qualification based on assessment of individual creditworthiness and our underwriting standards. Programs, rates, terms and conditions subject to change at any time without notice.