Visa-Signature-Rewards-Business
iQ's Visa Signature® Travel Card

Travel Further with Even More Rewards

3X TRAVEL POINTS
3X DINING POINTS
2X GROCERIES POINTS
2X GAS POINTS
2X ELECTRIC CAR CHARGING POINTS
Enjoy 2.99% APR** on the first 12 months of purchases
Non Members Apply Here Current Members Apply Here

Benefits & Features

With our Signature® Travel card, every dollar you spend will earn you points—redeemable for exciting rewards or cashback inside your online banking.

You earn 3x points for Travel and Dining and 2x points for Groceries, Gas, and EV Charging.

iQ Credit Union’s Visa Signature® Travel Card Offers:

  • world

    3X Travel Points

  • dish

    3X Dining Points

  • groceries

    2X Grocery Points

  • gas-station

    2X Gas Points

  • charging

    2X Electric Vehicle Charging Points

  • 004-dollar

    1 point = $1 spent

  • percent

    2.99% intro APR*

  • 037-smartphone

    Digital Wallet Ready (Apple Pay, Samsung Pay, and Google Pay)

  • 033-safe box

    24/7 Fraud Protection

  • 031-wallet

    Overdraft Protection

  • traffic-signal

    Zero Cash Advance Fees

  • traffic-signal

    Zero Foreign Transaction Fees

  • travel-agency

    Convenient Online Travel Reservations

  • accident

    Travel Accident Insurance

  • suitcase

    Lost Luggage & Baggage Delay Reimbursement

  • 001-bankruptcy (1)

    Eligible for Debt Protection Insurance

  • traffic-signal

    No Interest on Purchases if Paid in Full by Due Date

  • swap

    Reward Points for Employee Cards Roll up to Business Account

VISA Signature® Travel Card for Your Business

  • Visa-Signature-Rewards-Business

    Features for Business

    Enjoy zero cash advance or foreign transaction fees and you can link the card to your business checking account for overdraft protection—just in case. Cards can be managed inside online banking so you can turn them off and on, report them lost or stolen, and set travel notifications so your card is ready wherever you go.


    Current Members Apply Here


    Non Members Apply Here

    Disclosure for Visa Signature Rewards available here.

    *Approval is subject to qualification for iQ membership, creditworthiness and underwriting standards. Programs, rates, terms, and conditions subject to change at any time without notice.  After promotional period expires, variable annual percentage rate (APR) will be 13.99% -17.99% for business card holders and 13.99% - 19.99% for consumers. Qualification based on assessment of individual creditworthiness and our underwriting standards. Programs, rates, terms and conditions subject to change at any time without notice. Rate current as of November 25, 2022. $0 introductory annual fee for first year, then $49 per year.

  • Visa-Signature-Rewards-Business

    Card Options for Employees

    Your employees can have cards too, and their reward points will roll up to your business so you’ll enjoy the rewards and benefits of their card usage.


    Current Members Apply Here


    Non Members Apply Here

    Disclosure for Visa Signature Rewards available here.

    *Approval is subject to qualification for iQ membership, creditworthiness and underwriting standards. Programs, rates, terms, and conditions subject to change at any time without notice.  After promotional period expires, variable annual percentage rate (APR) will be 13.99% -17.99% for business card holders and 13.99% - 19.99% for consumers. Qualification based on assessment of individual creditworthiness and our underwriting standards. Programs, rates, terms and conditions subject to change at any time without notice. Rate current as of November 25, 2022. $0 introductory annual fee for first year, then $49 per year.

  • Visa-Signature-Rewards-Business

    Rewards Points


    Wander more with ViewPoints | iQ’s Visa Signature® rewards program

    With our Signature® Travel card, every dollar you spend will earn you points—redeemable for exciting rewards or cashback inside your online banking. You earn 3x points for Travel and Dining and 2x points for Groceries, Gas, and EV Charging, and 1x points on everything else.
     
    Apply now and receive 25,000 bonus points when you spend $3,000 in the first 90 days!

    Login to Digital Branch

    Disclosure for Visa Signature Rewards available here.

    *Approval is subject to qualification for iQ membership, creditworthiness and underwriting standards. Programs, rates, terms, and conditions subject to change at any time without notice.  After promotional period expires, variable annual percentage rate (APR) will be 13.99% -17.99% for business card holders and 13.99% - 19.99% for consumers. Qualification based on assessment of individual creditworthiness and our underwriting standards. Programs, rates, terms and conditions subject to change at any time without notice. Rate current as of November 25, 2022. $0 introductory annual fee for first year, then $49 per year.

Ready to Apply?

Choose one of the option below to get started:

  • 025-login

    Apply Online

  • call_FILL0_wght400_GRAD0_opsz48

    Call Us

  • 015-building

    Visit Us In-Branch

Rates

Business Credit Cards
Loan Type APR for Purchases APR for Cash Advances Title-Date More Info
Visa Signature Travel 13.99% - 17.99% 13.99% - 17.99%

* APR = Annual Percentage Rate. The current Wall Street Journal prime index rate is 7.00%. We add a margin to the index to determine the actual interest rate. Rates may change at any time.

Frequently Asked Questions

How do I dispute a debit card or credit card transaction?

Please contact the Credit Union at 800-247-4364 or stop by your local branch to initiate a dispute on your debit or credit card. We will advise you on the best way to proceed with the dispute. Please contact us promptly, otherwise you may incur increased liability for the transactions.

What if my iQ Visa card is lost or stolen?

If you discover your card has been lost or stolen, call the Member Contact Center immediately at 360-695-3441 or 800-247-4364. If you are traveling outside the United States, please call 727-572-7723 to block your card immediately. You may stop at a local branch to receive a new card the same day, or call us during business hours to order a new card by mail. 

What if I am traveling and plan to use my iQ Credit or Debit Card?

If you inform us in advance of your travel plans, it will minimize the chance that card services will be disrupted. Call 800-247-4364 or stop at one of our branches to share your travel dates, destinations, and contact information while you are away.

I heard about a security breach, how will I know if my card has been compromised?

iQ is alerted about security breaches as soon as the information is made available. In these situations, we have processes in place to ensure your account remains secure. If you have any concerns about a possible breach, reach out to us by logging in to Digital Branch to send us a secured message or call us at 800.247.4364.

Disclosures

*Approval is subject to qualification for iQ membership, creditworthiness and underwriting standards. Programs, rates, terms, and conditions subject to change at any time without notice. 

* APR = Annual Percentage Rate. The current Wall Street Journal prime index rate is 7.00%. We add a margin to the index to determine the actual interest rate. The rate is variable and may change. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice. 

After promotional period expires, variable annual percentage rate (APR) will be 13.99% -17.99% for business card holders.

After promotional period expires, variable annual percentage rate (APR) will be 13.99% - 19.99% for consumers.

Qualification based on assessment of individual creditworthiness and our underwriting standards. Programs, rates, terms and conditions subject to change at any time without notice.