Visa-Signature-Rewards-Business
    iQ's VISA Signature Rewards® Card

    Reward your business with more points

    With an iQ VISA Signature® card, every dollar you spend on your business will earn you bonus points—redeemable for exciting rewards or cash back inside your online banking portal. Plus, earn extra points for travel and dining expenses.

    3X TRAVEL POINTS
    2X DINING POINTS
    2.99% APR* ON ALL NEW PURCHASES
    EARN POINTS WITH VIEWPOINTS REWARDS

    Apply Now 

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    Benefits & Features

    Your rewards card for travel, merchandise, tickets, and more.

    For the first six months with your new card, take advantage of our promotional rate of 2.99% annual percentage rate (APR)* on all new purchases. Plus, if you spend $3,000 in the first 90 days, we’ll give you an extra 25,000 bonus points—because we like to spoil our business members!

     

    iQ Credit Union’s Visa Signature® rewards card offers:

    1 point = $1 spent
    3X Travel Points
    2X Dining Points
    2.99% intro APR*
    24/7 Fraud Protection
    Overdraft Protection
    Zero Cash Advance Fees
    Zero Foreign Transaction Fees
    Convenient Online Travel Reservations
    Travel Accident Insurance
    Lost Luggage & Baggage Delay Reimbursement
    Eligible for Debt Protection Insurance
    No Interest on Purchases if Paid in Full by Due Date
    Reward Points for Employee Cards Roll up to Business Account

    VISA Signature® Rewards Card for Your Business

    Enjoy zero cash advance or foreign transaction fees and you can link the card to your business checking account for overdraft protection—just in case. Cards can be managed inside online banking so you can turn them off and on, report them lost or stolen, and set travel notifications so your card is ready wherever you go.


    Apply Now 

    See terms and conditions by clicking here.

    Card Options for Your Employees Too

    Your employees can have cards too, and their reward points will roll up to your business so you’ll enjoy the rewards and benefits of their card usage.

    Apply Now 

    See terms and conditions by clicking here.

    Wander more with ViewPoints

    iQ’s Visa Signature® rewards program

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    Enjoy your new iQ credit card and earn 1 point for every $1 spent on everyday transactions and make the most out of your points. We also offer extra points for travel (3x) and dining (2x). 

    For the first six months you’ll receive our promotional rate of 2.99% annual percentage rate (APR)* on all new purchases. Plus, if you spend $3,000 in the first 90 days, we’ll give you an extra 25,000 bonus points—because we like to spoil our members!

    View your points dashboard and rewards redemption options with a single login inside Digital Branch.


    Login to Digital Branch

    Business Credit Cards - Rates Effective as of Dec 25, 2020
    Loan Type APR for Purchases APR for Cash Advances Title-Date More Info
    Visa Signature Rewards 10.24%-14.24% 10.24%-14.24%

    * APR = Annual Percentage Rate. The current Wall Street Journal prime index rate is 3.25%. We add a margin to the index to determine the actual interest rate. The rate is variable and may change. Qualification is based on assessment of individual credit worthiness and our underwriting standards. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Visa Signature Rewards Information

    Credit Card FAQs

    If you have already tried to resolve the issue with the merchant, please stop by your local branch and complete a cardholder dispute form, or call 800-247-4364. Disputes should be filed within 60 days of the disputed transaction.

    If you discover your card has been lost or stolen, call the Member Contact Center immediately at 360-695-3441 or 800-247-4364. If it is after business hours, please call 888-918-7731 or 727-572-7723 (international) to block your card immediately. Contact us the next business day or stop at a local branch to receive a new card the same day.

    If you inform us in advance of your travel plans, it will minimize the chance that card services will be disrupted. Call 800-247-4364 or stop at one of our branches to share your travel dates, destinations, and contact information while you are away.

    *APR = Annual Percentage Rate. After promotional period expires, variable annual percentage rate (APR) will be 10.24-14.24% for business card holders and 10.24%-16.24% for consumer card holders. Qualification based on assessment of individual creditworthiness and our underwriting standards. Programs, rates, terms and conditions subject to change at any time without notice. Rate current as of June 25, 2020. $0 introductory annual fee for first year, then $49 per year. Visa Signature disclosures, agreements, and terms and conditions can be found by clicking here.

    Open an iQ account today. You'll be plaid you did.

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