Managing day-to-day transactions is simple and cost-effective with iQ business checking. It's easy to manage daily transactions and cash flow with services such as Visa debit cards, online banking, bill pay, mobile check deposits, eStatements, free online check images, and overdraft protection. Night drop deposits are also available at most branches.
Stash your excess cash and improve your bottom line with our business money market, certificates of deposit, and business savings accounts. We have competitive rates, and mobile and remote deposits are always free. Explore the savings options that best meet your business needs.
If you need to borrow to build your business, iQ offers a variety of business loans to meet your needs. We offer business term loans, small business loans, commercial real estate loans, construction loans, lines of credit, and microloans with low fees and competitive rates. Talk to us about your financial needs.
Take charge of business purchases while tracking expenses and earning reward points with our Visa Signature® Travel card for business. You receive easy-to-read statements to organize expenses, and you can use your card for overdraft protection on your business checking account. You can also provide cards to co-owners and key employees and set spending limits, and their purchases add reward points to your business account.
Take the stress out of daily money management with our comprehensive treasury management services. It's easy to manage cash flow, vendor payments, and even payroll with ACH origination services, electronic payment processing, digital payroll processing, wire transfers, and remote deposit. We also offer business fraud protection services to guard against check and ACH fraud.
When it comes to transactions, customer convenience improves your cash flow. iQ works with Total Merchant Concepts (TMC) to provide merchant bank card services that enhance how you accept payments. TMC can accept and process payments quickly, no matter whether customers use credit cards, debit cards, or loyalty cards. Accept all ways your customers like to pay, whether it's in the store, on your website, or on social media. And you can monitor sales, refunds, and best-selling items from your computer or mobile device. Learn more.
We want you and your team to be lifetime members of the iQ family. When you join our Business Partner Program, you get to benefit from your employees AND your business without taking a dime from your bottom line. With free lifetime membership to iQ Credit Union (no $5 membership fee) and access to financial workshops at no charge to you, we'll help prepare your employees for a financial wellness journey. Did you know that 76% of employees say that financial stress has played a negative impact on work productivity? Let us help fix that.