Personal Loans

    Need Cash in a Hurry?

    We all need extra money once in a while, whether it’s to pay for an unforeseen expense, a car repair, home repair, to help your kids, or for that once-in-a-lifetime trip. If you need to borrow money for whatever reason, iQ can help with a personal loan or line of credit.

    Non-Members Apply Here Current Members Apply Here

    Short on Cash?

    We are long on personal loan options.

    iQ Credit Union offers a variety of short-term personal loans with rates and terms to meet your unique needs. Need a great rate? We have you covered. Looking for a consistent payment each month or prefer spending flexibility? We can help you with those too.

    Loan processing is convenient and hassle-free. We even secure online loan processing using DocuSign.

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      Personal Loan

      8.24% - 19.49% Fixed

      • Borrow a Specific Amount & Pay Back on a Fixed Schedule

      • Generous Grace Period for Payment

      • Flexible Due Date

      • Eligible for Debt Protection Insurance

      • Convenient Loan Signings using DocuSign Technology

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      Share or Certificate Secured

      Competitive Rates

      • Borrow a Specific Amount & Pay Back on a Fixed Schedule

      • Generous Grace Period for Payment

      • Lowest Rate Possible by Using Your Share or Certificate as Collateral

      • Flexible Due Date

      • Eligible for Debt Protection Insurance

      • Convenient Loan Signings Using DocuSign Technology

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      Personal Line of Credit

      12.49% - 20.49% Variable

      • Limits from $500-$3,500

      • Flexibility to borrow what you need, when you need it, through Digital Branch

      • Generous grace period for payment

      • Can be used for overdraft protection

      • Eligible for Debt Protection Insurance

      • Convenient loan signings using DocuSign Tenchnology

      • No annual fee

    Ready to Apply?

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      Apply Online

      Non-Members Apply Here
      Current Members Apply Here

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      Call Us

      360-695-3441

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    Rates

    Calculators

    Find our how much you can afford. These online calculators serve as helpful tools during the mortgage process.

    Mortgage Checklist

    Find our how much you can afford. These online calculators serve as helpful tools during the mortgage process.

    Understand the Market

    Find our how much you can afford. These online calculators serve as helpful tools during the mortgage process.

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    If you use links provided on this iQ Credit Union website to third-party Internet sites and services, you acknowledge that you are leaving iQ Credit Union's website and are going to a website that is not operated by the credit union. iQ Credit Union is not responsible for the content or availability of linked sites. iQ Credit Union does not represent either the third party or the member if you enter into a transaction; and privacy and security policies may differ from those practiced by the credit union.