We all need extra money once in a while, whether it’s to pay for an unforeseen expense, a car repair, home repair, to help your kids, or for that once-in-a-lifetime trip. If you need to borrow money for whatever reason, iQ can help with a personal loan or line of credit.

    Personal Loan

    7.99% - 18.24% Fixed

    • Borrow a Specific Amount & Pay Back on a Fixed Schedule

    • Generous Grace Period for Payment

    • Flexible Due Date

    • Eligible for Debt Protection Insurance

    • Convenient Loan Signings using DocuSign Technology

    Share or Certificate Secured

    Competitive Rates

    • Borrow a Specific Amount & Pay Back on a Fixed Schedule

    • Generous Grace Period for Payment

    • Lowest Rate Possible by Using Your Share or Certificate as Collateral

    • Flexible Due Date

    • Eligible for Debt Protection Insurance

    • Convenient Loan Signings Using DocuSign Technology

    Personal Line of Credit

    12.24% - 20.24%

    • Limits from $500-$3,500

    • Flexibility to borrow what you need, when you need it, through Digital Branch

    • Generous grace period for payment

    • Can be used for overdraft protection

    • Eligible for Debt Protection Insurance

    • Convenient loan signings using DocuSign Tenchnology

    • No annual fee

    Ready to Get Started?

    Fill out the application form below.

    Short on Cash?

    We are long on personal loan options. iQ Credit Union offers a variety of short-term personal loans with rates and terms to meet your unique needs. Need a great rate? We have you covered. Looking for a consistent payment each month or prefer spending flexibility? We can help you with those too.

    Loan processing is convenient and hassle-free. We even secure online loan processing using DocuSign.


    Not sure what option is best for you? Talk to one of our loan officers, and they can help you find the best personal loan to meet your needs.

    Financial Survival Guide

    E-BOOK

    Financial Survival Guide

    Need the lowdown on loans? Download iQ's Financial Survival Guide to learn what loans are, how to apply for them, and how much to apply for.Maecenas sed diam eget risus varius blandit sit amet non magna.

    Download Guide
    Get a Fresh Start with Debt Consolidation

    E-BOOK

    Get a Fresh Start with Debt Consolidation

    Searching for ways to pay off debt quickly and easily? Download iQ's Debt Consolidation E-Book to learn more about personal loans and how to pay less on your debt.

    Download Guide
    The Ultimate Guide to Simple Savings

    E-BOOK

    The Ultimate Guide to Simple Savings

    What are your financial goals? Saving money for retirement? College? A home? In iQ's Ultimate Guide to Simple Savings, we unpack key topics and strategies that can lead to money-saving success and financial freedom.

    Download Guide

    Open an iQ account today. You'll be plaid you did.

    Open an Account

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      If you use links provided on this iQ Credit Union web site to third party Internet sites and services, you acknowledge that you are leaving iQ Credit Union's website and are going to a website that is not operated by the credit union. iQ Credit Union is not responsible for the content or availability of linked sites. iQ Credit Union does not represent either the third party or the member if you enter into a transaction; and privacy and security policies may differ from those practiced by the credit union.