Personal Loans

Need Cash in a Hurry?

We all need extra money once in a while, whether it’s to pay for an unforeseen expense, a car repair, home repair, to help your kids, or for that once-in-a-lifetime trip. If you need to borrow money for whatever reason, iQ can help with a personal loan or line of credit.

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Short on Cash?

We are Long on Personal Loan Options

iQ Credit Union offers a variety of short-term personal loans with rates and terms to meet your unique needs. Need a great rate? We have you covered. Looking for a consistent payment each month or prefer spending flexibility? We can help you with those too.

Loan processing is convenient and hassle-free. We even secure online loan processing using DocuSign.

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    Personal Loan

    11.49% - 21.49% Fixed

    • Borrow a Specific Amount & Pay Back on a Fixed Schedule

    • Generous Grace Period for Payment

    • Flexible Due Date

    • Eligible for Debt Protection Insurance

    • Convenient Loan Signings using DocuSign Technology

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    Share or Certificate Secured

    Competitive Rates

    • Borrow a Specific Amount & Pay Back on a Fixed Schedule

    • Generous Grace Period for Payment

    • Lowest Rate Possible by Using Your Share or Certificate as Collateral

    • Flexible Due Date

    • Eligible for Debt Protection Insurance

    • Convenient Loan Signings Using DocuSign Technology

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    Personal Line of Credit

    13.74% - 21.74% Variable

    • Limits from $500-$3,500

    • Flexibility to borrow what you need, when you need it, through Digital Branch

    • Generous grace period for payment

    • Can be used for overdraft protection

    • Eligible for Debt Protection Insurance

    • Convenient loan signings using DocuSign Tenchnology

    • No annual fee

Ready to Apply?

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    Non- Members Apply Online



    Current Members Apply Here

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Rates

Calculators

Find our how much you can afford. These online calculators serve as helpful tools during the mortgage process.

Mortgage Checklist

Find our how much you can afford. These online calculators serve as helpful tools during the mortgage process.

Understand the Market

Find our how much you can afford. These online calculators serve as helpful tools during the mortgage process.