We all need extra money once in a while, whether it’s to pay for an unforeseen expense, a car repair, home repair, to help your kids, or for that once-in-a-lifetime trip. If you need to borrow money for whatever reason, iQ can help with a personal loan or line of credit.

Personal Loan

7.99% - 18.24% Fixed
  • Borrow a Specific Amount & Pay Back on a Fixed Schedule

  • Generous Grace Period for Payment

  • Flexible Due Date

  • Eligible for Debt Protection Insurance

  • Convenient Loan Signings using DocuSign Technology

Share or Certificate Secured

Competitive Rates
  • Borrow a Specific Amount & Pay Back on a Fixed Schedule

  • Generous Grace Period for Payment

  • Lowest Rate Possible by Using Your Share or Certificate as Collateral

  • Flexible Due Date

  • Eligible for Debt Protection Insurance

  • Convenient Loan Signings Using DocuSign Technology

Personal Line of Credit

12.24% - 20.24%
  • Limits from $500-$3,500

  • Flexibility to borrow what you need, when you need it, through Digital Branch

  • Generous grace period for payment

  • Can be used for overdraft protection

  • Eligible for Debt Protection Insurance

  • Convenient loan signings using DocuSign Tenchnology

  • No annual fee

Ready to Get Started?

Fill out the application form below.

Short on Cash?

We are long on personal loan options. iQ Credit Union offers a variety of short-term personal loans with rates and terms to meet your unique needs. Need a great rate? We have you covered. Looking for a consistent payment each month or prefer spending flexibility? We can help you with those too.

Loan processing is convenient and hassle-free. We even secure online loan processing using DocuSign.


Not sure what option is best for you? Talk to one of our loan officers, and they can help you find the best personal loan to meet your needs.

E-BOOK

Financial Survival Guide

Need the lowdown on loans? Download iQ's Financial Survival Guide to learn what loans are, how to apply for them, and how much to apply for.Maecenas sed diam eget risus varius blandit sit amet non magna.

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Get a Fresh Start with Debt Consolidation

Searching for ways to pay off debt quickly and easily? Download iQ's Debt Consolidation E-Book to learn more about personal loans and how to pay less on your debt.

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The Ultimate Guide to Simple Savings

What are your financial goals? Saving money for retirement? College? A home? In iQ's Ultimate Guide to Simple Savings, we unpack key topics and strategies that can lead to money-saving success and financial freedom.

Download Guide