We all need extra money once in a while, whether it’s to pay for an unforeseen expense, a car repair, home repair, to help your kids, or for that once-in-a-lifetime trip. If you need to borrow money for whatever reason, iQ can help with a personal loan or line of credit.
Borrow a Specific Amount & Pay Back on a Fixed Schedule
Generous Grace Period for Payment
Flexible Due Date
Eligible for Debt Protection Insurance
Convenient Loan Signings using DocuSign Technology
Borrow a Specific Amount & Pay Back on a Fixed Schedule
Generous Grace Period for Payment
Lowest Rate Possible by Using Your Share or Certificate as Collateral
Flexible Due Date
Eligible for Debt Protection Insurance
Convenient Loan Signings Using DocuSign Technology
Flexibility of a Credit Line & Borrow as Needed with No Annual Fee
Generous Grace Period for Payment
Can be Used as Overdraft Protection
Eligible for Debt Protection Insurance
Convenient Loan Signings using DocuSign Technology
| Loan Type | APR | Index / Margin | Title-Date | More Info |
|---|---|---|---|---|
| Personal Access Line of Credit | 12.00% Variable | Prime Rate | 5% | ||
| Share/Certificate Secured | Variable | Share/Certificate Rate | 3% |
| Loan Type | APR | Payment Schedule | Payment Per $1000 Borrowed | Title-Date | More Info |
|---|---|---|---|---|---|
| Personal Loans | 9.99% - 19.99% | up to 48 months | $25.36 - $30.42 |
* APR = Annual Percentage Rate. Rate is variable and may change. Qualification is based on assessment of individual credit worthiness and our underwriting standards. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.
We are long on personal loan options. iQ Credit Union offers three types of short-term personal loans at differing rates and terms.
iQ’s personal loans are designed to help you achieve your financial goals. And loan processing is convenient and hassle-free. We even secure online loan processing using DocuSign.
Not sure what option is best for you? Talk to one of our loan officers, and they can help you find the best personal loan to meet your needs.
"My loan processed in a really timely manner and all my questions were answered. I always appreciate the knowledge and expertise of the iQ staff."
Michael H - member since 1977
"iQ got us pre-approved in seven minutes over the phone and had our loan completed with check in-hand within 12 hours. Thank you so much for getting my wife her new car for our family."
Peter B. - member since 2014
"The loan officer I worked with was amazing! She went above and beyond for me and I will definitely be back."
Toby S. - member since 2018
"iQ's loan process was easy! It's hard for me to ask for a loan, but iQ made me feel trusted. It was a great experience."
Donna B. - member since 1985
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Pellentesque sed est in ex rutrum dictum. Sed eu nisi nibh. Cras ac ipsum ac velit volutpat ultrices. Aliquam dui nisi, cursus eget mi vel, finibus congue nunc. Fusce sed rhoncus tellus.
Nulla efficitur diam ac diam blandit, in auctor lacus dapibus. Sed fringilla laoreet lacus, sit amet vehicula eros auctor in. Donec sit amet sem quis enim cursus elementum. Nullam interdum sed risus faucibus tincidunt. Cras tristique enim eu sagittis blandit. Praesent pellentesque sollicitudin leo, ut laoreet tellus feugiat non.
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Routing Number 323383378
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