Personal Loans

Need Cash in a Hurry?

We all need extra money once in a while, whether it’s to pay for an unforeseen expense, a car repair, home repair, to help your kids, or for that once-in-a-lifetime trip. If you need to borrow money for whatever reason, iQ can help with a personal loan or line of credit.

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We are Long on Personal Loan Options

Short on Cash?

iQ Credit Union offers a variety of short-term personal loans with rates and terms to meet your unique needs. Need a great rate? We have you covered. Looking for a consistent payment each month or prefer spending flexibility? We can help you with those too.

Loan processing is convenient and hassle-free. We even secure online loan processing using DocuSign.

  • Personal Loan

    13.24% - 24.49% APR* Fixed

    • Borrow a Specific Amount & Pay Back on a Fixed Schedule

    • Generous Grace Period for Payment

    • Flexible Due Date

    • Eligible for Debt Protection Insurance

    • Convenient Loan Signings using DocuSign Technology

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Rates

Check out our great loan rates

Disclosures

* APR = Annual Percentage Rate.

Personal Loan - Qualification is based on assessment of individual credit worthiness and our underwriting standards. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.

* APR = Annual Percentage Rate.

Personal Access Line of Credit - Rate is variable and may change. Personal Access Line of Credit Qualification is based on assessment of individual credit worthiness and our underwriting standards. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.

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If you use links provided on this iQ Credit Union website to third-party Internet sites and services, you acknowledge that you are leaving iQ Credit Union's website and are going to a website that is not operated by the credit union. iQ Credit Union is not responsible for the content or availability of linked sites. iQ Credit Union does not represent either the third party or the member if you enter into a transaction; and privacy and security policies may differ from those practiced by the credit union.

iQ, iQ Credit Union, iQcu, Financial Intelligence Pays Off, Intelligent Checking, CashCamp, and certain logo depictions used herein are service marks or registered service marks of iQ Credit Union.

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