We are Long on Personal Loan Options

Short on Cash?

iQ Credit Union offers a variety of short-term personal loans with rates and terms to meet your unique needs. Need a great rate? We have you covered. Looking for a consistent payment each month or prefer spending flexibility? We can help you with those too.

Loan processing is convenient and hassle-free. We even secure online loan processing using DocuSign.

  • Personal Loan

    12.24% - 23.49% APR* Fixed

    • Borrow a Specific Amount & Pay Back on a Fixed Schedule

    • Generous Grace Period for Payment

    • Flexible Due Date

    • Eligible for Debt Protection Insurance

    • Convenient Loan Signings using DocuSign Technology

    * APR = Annual Percentage Rate.

    Personal Loan - Qualification is based on assessment of individual credit worthiness and our underwriting standards. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.

  • Share or Certificate Secured

    Competitive Rates

    • Borrow a Specific Amount & Pay Back on a Fixed Schedule

    • Generous Grace Period for Payment

    • Lowest Rate Possible by Using Your Share or Certificate as Collateral

    • Flexible Due Date

    • Eligible for Debt Protection Insurance

    • Convenient Loan Signings Using DocuSign Technology

    * APR = Annual Percentage Rate.

    Personal Loan - Qualification is based on assessment of individual credit worthiness and our underwriting standards. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.

  • Personal Line of Credit

    16.49% - 24.49% Variable APR*

    • Limits from $500-$3,500

    • Flexibility to borrow what you need, when you need it, through Digital Branch

    • Generous grace period for payment

    • Can be used for overdraft protection

    • Eligible for Debt Protection Insurance

    • Convenient loan signings using DocuSign Tenchnology

    • No annual fee

    * APR = Annual Percentage Rate.

    Personal Access Line of Credit - Rate is variable and may change. Personal Access Line of Credit Qualification is based on assessment of individual credit worthiness and our underwriting standards. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.

Get Started

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Rates

Check out our great loan rates

Calculators

Find our how much you can afford. These online calculators serve as helpful tools during the mortgage process.

Mortgage Checklist

Find our how much you can afford. These online calculators serve as helpful tools during the mortgage process.

Understand the Market

Find our how much you can afford. These online calculators serve as helpful tools during the mortgage process.

Disclosures

  • * APR = Annual Percentage Rate.

    Personal Loan - Qualification is based on assessment of individual credit worthiness and our underwriting standards. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.

  • * APR = Annual Percentage Rate.

    Personal Access Line of Credit - Rate is variable and may change. Personal Access Line of Credit Qualification is based on assessment of individual credit worthiness and our underwriting standards. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.