Flexible options built around you
Looking for a low rate? A predictable monthly payment? Or the flexibility to borrow as needed? We've got you covered.
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Share or Certificate Secured
- Borrow a Specific Amount & Pay Back on a Fixed Schedule
- Generous Grace Period for Payment
- Lowest Rate Possible by Using Your Share or Certificate as Collateral
- Flexible Due Date
- Eligible for Debt Protection Insurance
- Convenient Loan Signings Using DocuSign
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Personal Line of Credit
15.74% – 23.74% Variable
- Limits from $500-$3,500
- Flexibility to borrow what you need, when you need it, through Digital Branch.
- Generous grace period for payment
- Can be used for overdraft protection
- Eligible for Debt Protection Insurance
- Convenient loan signings using DocuSign.
- No annual fee
Rates
Check out our great loan rates
Personal Loans & Personal Lines of Credit
Personal Loan
Rates Effective as of January 1, 2026
| Loan Type | APR | Payment Schedule | Payment Per $1000 Borrowed |
|---|---|---|---|
| Personal Loans | APR 11.49% - 22.74% | Payment Schedule up to 72 months | Payment Per $1000 Borrowed $19.37-$25.79 |
* APR = Annual Percentage Rate.
Personal Loan - Qualification is based on assessment of individual credit worthiness and our underwriting standards. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.
Personal Access Line of Credit
January 1, 2026
| Loan Type | APR | Payment Schedule | Payment per $1000 Borrowed |
|---|---|---|---|
| Personal Access Line of Credit | APR 15.74% – 23.74% Variable | Payment Schedule Revolving | Payment per $1000 Borrowed $30 |
* APR = Annual Percentage Rate.
Personal Access Line of Credit - Rate is variable and may change. Personal Access Line of Credit Qualification is based on assessment of individual credit worthiness and our underwriting standards. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.


