iQ is pleased to begin offering First Draw and Second Draw PPP Loans to iQ Business Members beginning January 19, 2021. The application can be found inside your online banking account. Click here for more details.

Loan Pay will be down for maintenance on Sunday, Jan 17th 5:00am - 11:00am.

All iQ Branches will be closed on 1/18/2021 for Martin Luther King Jr. Day. They will reopen on 1/19/2021 with normal hours.

Keep your money close to home. iQ Credit Union serves its member communities with straightforward financial services for every personal and family milestone. See what it means to be an iQ member.

Why iQ Credit Union


Chop Down your Debt

Chop down your debt, with iQ Credit Union as your guide. Check out helpful tips to consolidate your debt or schedule some time to chat with one of our experts to help you navigate your finances. Explore more today!

Learn More


Zoom Webinar: January 27 | 6pm

Join iQ for a discussion on some strategies around leveraging debt and how to make it work for you, not against you.


Today's Rates

Visa Platinum

Rates as low as

7.24 % APR

Auto Loan

Rates as low as

2.99 % APR

Home Equity Line of Credit

Rates as low as

3.75 % APR


You can count on us to meet your financial needs - we are still here and ready to help. We are taking precautions to balance the health and well-being of our members and staff. Click below for the most up-to-date details on PPP loans and other actions iQ Credit Union is taking in response to COVID-19.

Get Details


Mortgages 101

Explore the ultimate guide to home buying and refinancing.

Learn More

How can we help you today?


Being part of iQ has its benefits!

As a member of iQ Credit Union, you get friendly, personalized service for all of your banking needs. Whether you are planning for your first car or your first home, getting ready for college or retirement, iQ is here to help you at every step of life’s journey. See why our local approach gives you a more rewarding path to personalized banking.

  • About iQCU

    iQ Credit Union has been providing friendly, personalized banking services to our neighbors since 1940, giving a more personal approach to banking, with convenience and customized service. Our mission is to offer the right financial services for every stage of your life.

  • Why Join a Credit Union?

    As a member of a credit union, you are part of a not-for-profit financial organization benefiting you because we give back through lower loan rates and higher interest rates.

  • We are Part of Your Community

    Serving our members includes giving back with education programs, scholarships, and other programs to support the community we call home.


iQ Credit Union Has Financial Solutions for Every Stage of Your Life

We offer a complete range of banking services that grow with your needs. Whether you are just starting out or ready to retire, we have the banking services and support that you need to help you along the way.

Our friendly staff is always ready with a smile and answers to your questions. iQ also offers classes in financial strategies and financial literacy, as well as support for teachers in their classrooms. And we have classes and programs to give kids a foundation in financial literacy. 

No matter where you are on life’s journey, we are here to offer advice and insight to make the journey easier.

Preparing for the Road Ahead

Headed for college or just starting your first job? It’s never too early to start planning for the future. iQ can help you manage your money and plan for the future to smooth out the financial bumps in the road ahead.

Managing Your Family Finances

As you start your family, you will have major financial milestones: getting married, your first home, children, college tuition. We can help with these life moments so you can concentrate on taking care of what’s important: your family.

Are You Ready to Retire?

Retirement planning can start the day you earn your first paycheck to well after your last paycheck. Let iQ help you with savings and investment strategies no matter where you are on the road to retirement.

Services for All of Your Business Banking Needs

Starting any business has an element of risk. We can help you minimize that risk with financial advice and business banking services, such as payroll, business loans, commercial real estate loans, VISA cards for your business and employees, and more. Want to Learn More?iQ offers a variety of educational programs to help you improve your financial literacy. Learn more about savings, retirement, investment strategies, and more at one of our educational events, such as:Budgets and BrewsCredit CampsPumpkin Spice and Financial AdviceLunch & LearnContact one of our iQ staff to learn more about our educational events. [bottom - BECOME A MEMBER]Let's navigate your financial journey together! You'll be plaid you did.

See what our members have to say

"We joined iQ Credit Union 5 years ago. They had everything to offer. iQ's involved in the community. They're always around and always supporting us."

The Peaveys - members since 2014

iQ Member - The Peavey Family

"I have high expectations when it comes to technology and the people I do business with. iQ Credit Union does the best at meeting my needs and meeting my life."


iQ Member - Clinton

"iQ Credit Union sees me as a partner in this community. Our relationship is authentic and it is also of mutual respect and trust."


iQ Member - Diana

"iQ Credit Union took the time to talk to me and the mortgage lender I talked to said 'Tell me your story. Tell me about you. Tell me about your goals'."


iQ Member - Shannon

"I feel that iQ Credit Union has prepared me for a life of financial literacy."


iQ Member - Lauren