• There are no suggestions because the search field is empty.
Open an Account

Money Market Accounts

Fuel Today's Savings

for Tomorrow's Adventure

Apply Online

Benefits of a Money Market Account

Do you want to put your money to work but keep cash handy in case of an emergency? Consider a money market account.

A money market account is like a savings account, but with a higher dividend rate. Money Market Accounts offer the best of both worlds. Whether you're saving for a rainy day or planning for the future, a Money Market Account could be the smart choice for you.

  • High-Five

    Rates up to 4.00% APY*

  • Bills-Coins

    Access Funds at Any Time

  • ATM-Withdrawl

    Up To 6 Withdrawals a Month Without Incurring a Fee

  • Money-Calendar

    Dividends are Calculated Daily

  • Give-Get-Money

    The more money you deposit, the higher the return

  • Electronic-Transaction

    Access and manage your money on the go with mobile banking

Ready to Get Started?

Discover the benefits of our Money Market accounts and boost your savings today

Our Money Market accounts combine the benefits of both savings and a checking account, allowing you to earn higher interest rates while still maintaining access to your funds. 

  • 025-login
    Learn More
  • call_FILL0_wght400_GRAD0_opsz48
    Learn More
  • Bank
    Learn More

Current Rates

Money Market

Rates Effective as of January 1, 2023
Description Interest Rate Annual Percentage Yield (APY) Minimum to Open Title-Date More Info
$0—$999.99 0.050% 0.05% $0.00
$1,000—$9,999.99 0.499% 0.50% $1,000.00
$10,000—$49,999.99 0.747% 0.75% $1,000.00
$50,000—$99,999.99 0.995% 1.00% $1,000.00
$100,000—$499,999 1.243% 1.25% $1,000.00
$500,000-$999,999 2.960% 3.00% $1,000.00
$1,000,000+ 3.928% 4.00% $1,000.00

* Fees could reduce earnings on these accounts. Rates may change at any time, including after account is opened. Click here for full account disclosures. Minimum balance of $1000 required to avoid monthly service fee.

Calculators & Tools

Use our helpful calculators to help guide your financial decisions

Disclosures

  • Money Market Accounts: * Fees could reduce earnings on these accounts. Rates may change at any time, including after account is opened. Click here for full account disclosures. Minimum balance of $1000 required to avoid monthly service fee.

Chat with us
 

Contact Information

About

Member Services

Get iQ App

Talk to Us

Legal

Other

  • Routing Number 323383378
  • NMLS Number 643581

Stay connected

© 2023 iQ Credit Union

If you use links provided on this iQ Credit Union website to third-party Internet sites and services, you acknowledge that you are leaving iQ Credit Union's website and are going to a website that is not operated by the credit union. iQ Credit Union is not responsible for the content or availability of linked sites. iQ Credit Union does not represent either the third party or the member if you enter into a transaction; and privacy and security policies may differ from those practiced by the credit union.