iQ Credit Union has a full compliment of ACH services to simplify electronic payments and money transfers.
Payroll and employee reimbursements
Convenient, quick payments to your suppliers
Make Federal and State Tax payments
Collect payments from vendors and customers
Collect rent and dues from consumers
Easily concentrate balances to iQ from other financial institutions
Fraud can be an issue for any business. Get peace of mind and protect your business with iQ’s payment fraud detection.
We verify check details, including matching the payee name to the check you issued, and you decide on whether to pay the check.
We automatically alert you if there are any red flags with any ACH transactions against your account. Conveniently review and return any fraudulent or unauthorized ACH activity.
iQ Credit Union wants to be your partner for smarter money management. Contact our treasury management team today by calling 888.959.4148, emailing treasurymanagement@iQcu.com, or stopping by any of our neighborhood branches.
iQ will debit your account for outgoing ACH payments two business days prior to the settlement date.
Business ACH cutoff time for each business day is 2pm PST.
Please refer to the Business Fee Schedule at www.iqcu.com.
Depending upon approval: ACH payroll, Consumer collections, Business payments, Business Collections.
Please email iQ's Treasury Management team at email@example.com to request a consultation.
Yes, you can upload a CSV formatted file as a Pass Thru in Business ACH>Templates.
The Scheduled tab displays future-dated ACHs. The History tab displays pending batches awaiting processing by iQ or have been processed by iQ.
You have until 10am PST the following business day to review and decision checks.
Please refer to our Service Fee schedule at iQcu.com.
Check Positive Pay requires you to upload check information you have issued. iQ alerts
you via Digital Banking of any checks clearing your account that do not match what you
ACH Positive Pay allows you to only pay ACH's you have authorized and return unauthorized ACH items.
You have until 3pm PST the same business day to review ACH items clearing