If you have a specific question about any of your accounts, you can send a secure message through our online banking portal, give us a call, or chat with us online.
Please contact the Credit Union at 800-247-4364 or stop by your local branch to initiate a dispute on your debit or credit card. We will advise you on the best way to proceed with the dispute. Please contact us promptly, otherwise you may incur increased liability for the transactions.
If you discover your card has been lost or stolen, call the Member Contact Center immediately at 360-695-3441 or 800-247-4364. If you are traveling outside the United States, please call 727-572-7723 to block your card immediately. You may stop at a local branch to receive a new card the same day, or call us during business hours to order a new card by mail.
If you inform us in advance of your travel plans, it will minimize the chance that card services will be disrupted. Call 800-247-4364 or stop at one of our branches to share your travel dates, destinations, and contact information while you are away.
There are limits imposed by Federal Regulation D on the number of transfers you can make from your Savings or Money Market Account. (These are remote or automated transfers without your physical presence at a branch.) The types of transfers subject to these limitations include:
Six transfers are allowed per savings account per calendar month, either to another iQ account or to a third party.
All deposits are different. Some deposits take longer to clear, depending on the type of deposit and the time the deposit is made. For deposits made at a branch or by mail, any delay is counted in business days from the day of deposit. For example, if a deposit is made after hours, the deposit won’t be considered until the next business day.
If you make a deposit at an iQ Credit Union ATM:
(Note that some exceptions apply. Please see the Membership & Account Agreement for complete details.)
If you make a Mobile Deposit:
Eligibility for membership:
Minimum deposit to open an account:
Valid Social Security number, Tax ID number or Employee Identification number:
For non-citizens that do not have a TIN, a signed W-8BEN form must be obtained and acceptable identification such as a US-issued Alien ID card or foreign passport showing evidence of nationality/residence.
Applicants must provide their physical address on the account application
A PO box may be provided as a mailing address, as long as a physical address is also provided.
If ID displays a previous address; a utility bill, rental agreement or mortgage paperwork showing their name may be used to verify new address.
U.S. Adult Persons (18 years of age & older):
U.S. Children & Students (Ages 17 & under):
Non-U.S. Persons (All ages):
Required Documents for Business Accounts:
Limited Liability Company (LLC):
Association, Club, & Organization Accounts:
A new check order may be placed by:
A re-order may be placed by:
On balances of $0 - $25,000.00, dividends are earned at the full percentage (currently 2.50%) if monthly requirements are met.
On balances exceeding $25,000.00, dividends are earned at 1.00% if monthly requirements are met.
Dividends are earned at 0.05% if monthly requirements are not met.
The qualifying period is the last day of the previous month through the current month's next to last day.
Changing name with court document such as marriage certificate, divorce, or other court document showing your name change.
Changing with new ID (new license must be presented, not a temporary copy).
Drive-up is intended for those quick, easy transactions! Here are some of the things we can assist you with:
We would be happy to assist you with the following items in branch:
Due to the complexity of some requests, you may be asked to come inside the branch to complete your transaction.
Please visit the Co-op Shared Branching website to search locations:
Be sure to phone the location you wish to visit ahead of time to ensure they can assist you with your transactions.
You can update your account address in person by visiting any of our branches, or by telephone at 360-695-3441.
iQ does offer identity theft recovery services at no additional cost to all primary account holders, including:
Fully Managed Identity Theft Recovery Services
If you are a victim or suspect identity theft for any reason, simply let us know. You do not have to confirm identity fraud before seeking assistance. We will put you in touch with a professional Recovery Advocate who, depending on your identity fraud incident, will:
This service covers all types of identity fraud, even if it is not related to your account(s) with iQ Credit Union. Types of identity fraud covered include credit/debit card fraud, tax fraud, employment fraud, government documents and benefits fraud, medical fraud, and any other identity fraud recognized by the Federal Trade Commission. (Please refer to Terms and Conditions for details.)
Lost Document Replacement
If you have an important document that has been lost, stolen, or destroyed as a result of an identity theft incident, or if the information has been compromised, we can help. Just let us know, and we will refer you to a professional Recovery Advocate who will work with you to replace your missing documents, including credit cards. Your Recovery Advocate will work with you to contact creditors, cancel the compromised information, and obtain replacement documents.
iQ members also may purchase additional identity theft protection for themselves or any members of their family through our partner, Merchants Information Solutions.
As an iQ Credit Union member, you can save on TurboTax federal software products. Go through the link below to get a discount!
Members of iQ Credit Union can cash in with no strings attached by activating new lines with Sprint.
Here’s what you do:
Cash rewards will be deposited directly into your credit union account within six to eight weeks.
Already a Sprint customer? iQ Credit Union members can register now to receive a $100 loyalty cash reward every year starting one year after registration.
Yes, we can perform notary services for members and non-members, free of charge. You must have valid, government issued ID.
Yes, we can perform signature guarantee services for members only. There is no charge for this service.