No matter what your financial journey, everyone needs a little help along the way. iQ can help, whether you want to start a new business or make that next big step.

We offer competitive loans to meet all your needs. Qualifying for a loan is simple. Start by estimating the amount you need to borrow and the monthly payments, then give us a call. We’ll let you know if you qualify super fast so you can get on with more important things.

Cash-Rewards

Business Deposit Rates

Shares, Checking, Certificates and Money Market Accounts

Business Shares - Rates Effective as of September 16, 2020
Description Interest Rate Annual Percentage Yield (APY) Minimum Balance Minimum to Open Title-Date More Info
Regular Shares 0.050% 0.050% $100.00 $5.00

* Fees may reduce earnings on the account. Rates may change at any time, including after account is opened.

Interest Checking - Rates Effective as of September 16, 2020
Description Interest Rate Annual Percentage Yield (APY) Minimum Balance Minimum to Open Title-Date More Info
Interest Checking 0.050% 0.05% $0.00 $0.00

* Fees could reduce earnings on these accounts. Rates may change at any time, including after account is opened.

Business Certificates - Rates Effective as of September 16, 2020
Term Interest Rate Annual Percentage Yield (APY) Title-Date More Info
3 Month 0.100% 0.100%
6 Month 0.200% 0.200%
12 Month 0.300% 0.300%
24 Month 0.399% 0.400%
36 Month 0.499% 0.500%
60 Month 0.648% 0.650%

*no minimum balance requirements.

Business Money Market Accounts - Rates Effective as of September 9, 2020
Description Interest Rate Annual Percentage Yield (APY) Minimum Balance Minimum to Open Title-Date More Info
$0—$9,999.99 0.050% 0.050% $0.00 $10,000.00
$10,000—$49,999.99 0.100% 0.100% $1,000.00 $10,000.00
$50,000—$99,999.99 0.150% 0.150% $10,000.00 $10,000.00
$100,000—$349,999.99 0.300% 0.300% $50,000.00 $10,000.00
$350,000+ 0.499% 0.500% $100,000.00 $10,000.00

* Fees may reduce earnings on the account. Rates may change at any time, including after account is opened. View Business Service Pricing Schedule for account fees.

 

 

iQ-Credit-Cards

Business Loan Rates

Loans

Business Loans

Contact our Business Lending Center for current rates.

iq-icon-2

Visa Signature Rewards

Business Credit Cards - Rates Effective as of June 25, 2020
Loan Type APR for Purchases APR for Cash Advances Title-Date More Info
Visa Signature Rewards 10.24%-14.24% 10.24%-14.24%

* APR = Annual Percentage Rate. The current Wall Street Journal prime index rate is 3.25%. We add a margin to the index to determine the actual interest rate. The rate is variable and may change. Qualification is based on assessment of individual credit worthiness and our underwriting standards. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Visa Signature Rewards Information