Business Rates
You Get Better Business Rates if You Borrow Locally
Gain the necessary knowledge to take that first step towards opening your dream business.
Gain the necessary knowledge to take that first step towards opening your dream business.
No matter your financial journey, everyone needs a little help along the way. iQ can help, whether you want to start a new business or make that next big step.
We offer competitive loans to meet all your needs. Qualifying for a loan is simple. Start by estimating the amount you need to borrow and the monthly payments, then give us a call. We’ll let you know if you qualify super fast so you can get on with more important things.
Business Certificates: *Fees could reduce earnings on these accounts. Rates may change at any time after account opening. A penalty may be imposed for early withdrawal. New members must meet membership qualifications. Business certificates are not eligible for Member Perks bump. Click here for full account disclosures and view Business Service Pricing Schedule for account fees
,39-Month CD Special APY = annual percentage yield and is accurate as of November. 1, 2022. Offer is subject to change and may be discontinued at any time. This promotional certificate has a 9-month term and there are no minimum or maximum deposit amounts required. Promotional certificate will mature into a 6-month certificate, at then-current rate.
,27-Month CD SpecialAPY = annual percentage yield and is accurate as of Dec. 1, 2022. Offer is subject to change and may be discontinued at any time. This promotional certificate has a 7-month term and there are no minimum or maximum deposit amounts required. New members must meet membership qualifications. Promotional certificate will mature into a 6-month certificate, at then-current rate.
,1 17-Month CD Special APY = annual percentage yield and is accurate as of Dec. 1, 2022. Offer is subject to change and may be discontinued at any time. This promotional certificate has a 17-month term and there are no minimum or maximum deposit amounts required. New members must meet membership qualifications. Promotional certificate will mature into a 12-month certificate, at then-current rate.
,4 11-Month CD Special APY = annual percentage yield and is accurate as of February 6, 2023. Offer is subject to change and may be discontinued at any time. This promotional certificate has a 11-month term and there are no minimum or maximum deposit amounts required. New members must meet membership qualifications. Promotional certificate will mature into a 6-month certificate, at then-current rate.
Business Loans
*APR= Annual Percentage Rate.
*All credit card approvals are subject to qualifications for iQ membership and based on an assessment of individual creditworthiness and our underwriting standards. Programs, rates, terms, and conditions are subject to change at any time without notice.
The current Wall Street Journal prime index rate is 7.50%. We add a margin to the index to determine the actual interest rate. The rate is variable and may change. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice.
Disclosure for Visa Signature Rewards | Disclosure for Visa Platinum rewards available here. | Disclosure for Visa Platinum available here. | Disclosure for Shared Secured Visa Platinum available here.
,Visa Signature® Rewards4After promotional period expires, variable annual percentage rate (APR) will be 14.49% and 18.49% for business card holders. After promotional period expires, variable annual percentage rate (APR) will be 14.49% - 20.49% for consumers. $0 introductory annual fee for first year, then $49 per year. Visa Signature guide to benefits available by clicking here. | Travel & Emergency Services details are available here.
| Loan Type | APR for Purchases | APR for Cash Advances | Title-Date | More Info |
|---|---|---|---|---|
| Visa Signature Travel | 14.49% - 18.49% | 14.49% - 18.49% |
*APR= Annual Percentage Rate.
*All credit card approvals are subject to qualifications for iQ membership and based on an assessment of individual creditworthiness and our underwriting standards. Programs, rates, terms, and conditions are subject to change at any time without notice.
The current Wall Street Journal prime index rate is 7.50%. We add a margin to the index to determine the actual interest rate. The rate is variable and may change. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice.
Disclosure for Visa Signature Rewards | Disclosure for Visa Platinum rewards available here. | Disclosure for Visa Platinum available here. | Disclosure for Shared Secured Visa Platinum available here.
,Visa Signature® Rewards4After promotional period expires, variable annual percentage rate (APR) will be 14.49% and 18.49% for business card holders. After promotional period expires, variable annual percentage rate (APR) will be 14.49% - 20.49% for consumers. $0 introductory annual fee for first year, then $49 per year. Visa Signature guide to benefits available by clicking here. | Travel & Emergency Services details are available here.
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