Business Rates

You Get Better Business Rates if You Borrow Locally

No matter your financial journey, everyone needs a little help along the way. iQ can help, whether you want to start a new business or make that next big step.

We offer competitive loans to meet all your needs. Qualifying for a loan is simple. Start by estimating the amount you need to borrow and the monthly payments, then give us a call. We’ll let you know if you qualify super fast so you can get on with more important things.

Shares (Business)

Dividend Checking (Business)

Business Certificates

Business Certificates: *Fees could reduce earnings on these accounts. Rates may change at any time after account opening. A penalty may be imposed for early withdrawal. New members must meet membership qualifications. Business certificates are not eligible for Member Perks bump. Click here for full account disclosures and view Business Service Pricing Schedule for account fees

1APY = annual percentage yield and is accurate as of September 20, 2023. Offer is subject to change and may be discontinued at any time. This promotional certificate has an 11-month term and there are no minimum or maximum deposit amounts required. New members must meet membership qualifications. Promotional certificate will mature into a 6-month certificate, at then-current rate. Eligible for Member Perks bump upon qualification and request at CD opening. In order to receive Member Perks, your iQ account must feature a savings and checking account with a debit card, as well as enrollment in eStatements and our Easy Saver program. Penalties may apply for early withdrawal. Fees could reduce earnings on these accounts. 

** Business CDs do not qualify for the Member Perks .25% bump. 

Money Markets (Business)

*APR= Annual Percentage Rate.

The current Wall Street Journal prime index rate is 8.50%. We add a margin to the index to determine the actual interest rate. The rate is variable and may change. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice.

Disclosure for Visa Signature Rewards | Disclosure for Visa Platinum rewards available here.  | Disclosure for Visa Platinum available here. | Disclosure for Shared Secured Visa Platinum available here.

Visa Signature® Travel4: After promotional period expires, Variable Annual Percentage Rate (APR) will be 15.49% - 19.49% for business card holders. Variable Annual Percentage Rate (APR) will be 15.49% - 21.49% for consumers. Rates Effective as of August 25, 2023. There is no annual fee for this credit card. Visa Signature guide to benefits available by clicking here. | Travel & Emergency Services details are available here.