No matter your financial journey, everyone needs a little help along the way. iQ can help, whether you want to start a new business or make that next big step.
We offer competitive loans to meet all your needs. Qualifying for a loan is simple. Start by estimating the amount you need to borrow and the monthly payments, then give us a call. We’ll let you know if you qualify super fast so you can get on with more important things.
Business Certificates: *Fees could reduce earnings on these accounts. Rates may change at any time after account opening. A penalty may be imposed for early withdrawal. New members must meet membership qualifications. Business certificates are not eligible for Member Perks bump. Click here for full account disclosures and view Business Service Pricing Schedule for account fees
** Business CDs do not qualify for the Member Perks .25% bump.
11-month CD special: *APY = annual percentage yield and is accurate as of September 3, 2024. Offer is subject to change and may be discontinued at any time. This promotional certificate has an 11-month term and there are no minimum or maximum deposit amounts required. New members must meet membership qualifications. Promotional certificate will mature into a 6-month certificate, at then-current rate. Eligible for Member Perks bump upon qualification and request at CD opening. In order to receive Member Perks, your iQ account must feature a savings and checking account with a debit card, as well as enrollment in eStatements and our Easy Saver program. Business certificates are not eligible for Member Perks bump. Penalties may apply for early withdrawal. Fees could reduce earnings on these accounts.
Business Loans
*APR= Annual Percentage Rate.
All Credit Cards: The current Wall Street Journal prime index rate is 7.50%. We add a margin to the index to determine the actual interest rate. The rate is variable and may change. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice.
Disclosure for VISA® Signature Rewards | Disclosure for VISA® Platinum Rewards | Disclosure for VISA® Platinum | Disclosure for Shared Secured VISA® Platinum
Visa Signature® Travel 4: After promotional period expires, Variable Annual Percentage Rate (APR) will be 14.49% - 18.49% for business card holders. Variable Annual Percentage Rate (APR) will be 14.49% - 20.49% for consumers. Rates Effective as of January 25, 2025. There is no annual fee for this credit card. Visa Signature guide to benefits available by clicking here. | Travel & Emergency Services details are available here.
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iQ, iQ Credit Union, iQcu, Financial Intelligence Pays Off, Intelligent Checking, CashCamp, and certain logo depictions used herein are service marks or registered service marks of iQ Credit Union.
iQ Credit Union claims and reserves all rights in the foregoing marks and in all other marks owned by iQ Credit Union depicted herein. All marks not owned by iQ Credit Union that appear herein are the property of their respective owners who may or may not be affiliated with, connected to, or sponsored by iQ Credit Union.
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