It's true.
We offer competitive loans to meet all your needs. Qualifying for a loan is simple. Start by estimating the amount you need to borrow and the monthly payments, then give us a call. We’ll let you know if you qualify super fast so you can get on with more important things.
| Description | Interest Rate | Annual Percentage Yield (APY) | Minimum Balance | Minimum to Open | Title-Date | More Info |
|---|---|---|---|---|---|---|
| Regular Shares | 0.050% | 0.050% | $100.00 | $5.00 |
* Fees may reduce earnings on the account. Rates may change at any time, including after account is opened.
| Description | Interest Rate | Annual Percentage Yield (APY) | Minimum Balance | Minimum to Open | Title-Date | More Info |
|---|---|---|---|---|---|---|
| Interest Checking | 0.050% | 0.05% | $0.00 | $0.00 |
* Fees could reduce earnings on these accounts. Rates may change at any time, including after account is opened.
| Term | Interest Rate | Annual Percentage Yield (APY) | Title-Date | More Info |
|---|---|---|---|---|
| 3 Month | 0.100% | 0.100% | ||
| 6 Month | 0.150% | 0.150% | ||
| 12 Month | 0.200% | 0.200% | ||
| 24 Month | 0.300% | 0.300% | ||
| 36 Month | 0.350% | 0.350% | ||
| 60 Month | 0.449% | 0.450% |
*no minimum balance requirements.
| Description | Interest Rate | Annual Percentage Yield (APY) | Minimum Balance | Minimum to Open | Title-Date | More Info |
|---|---|---|---|---|---|---|
| $0—$9,999.99 | 0.050% | 0.050% | $0.00 | $10,000.00 | ||
| $10,000—$49,999.99 | 0.100% | 0.100% | $1,000.00 | $10,000.00 | ||
| $50,000—$99,999.99 | 0.150% | 0.150% | $10,000.00 | $10,000.00 | ||
| $100,000—$349,999.99 | 0.300% | 0.300% | $50,000.00 | $10,000.00 | ||
| $350,000+ | 0.499% | 0.500% | $100,000.00 | $10,000.00 |
* Fees may reduce earnings on the account. Rates may change at any time, including after account is opened. View Business Service Pricing Schedule for account fees.
Contact our Business Lending Center for current rates.
| Loan Type | APR for Purchases | APR for Cash Advances | Title-Date | More Info |
|---|---|---|---|---|
| Visa Signature Rewards | 10.24%-14.24% | 10.24%-14.24% |
* APR = Annual Percentage Rate. The current Wall Street Journal prime index rate is 3.25%. We add a margin to the index to determine the actual interest rate. The rate is variable and may change. Qualification is based on assessment of individual credit worthiness and our underwriting standards. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Visa Signature Rewards Information
Routing Number 323383378
© 2021 iQ Credit Union
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