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No matter what your financial journey, everyone needs a little help along the way. iQ can help, whether you want to start a new business or make that next big step.

We offer competitive loans to meet all your needs. Qualifying for a loan is simple. Start by estimating the amount you need to borrow and the monthly payments, then give us a call. We’ll let you know if you qualify super fast so you can get on with more important things.

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Business Deposit Rates

Shares, Checking, Certificates and Money Market Accounts

Business Shares - Rates Effective as of August 21, 2019
Description Interest Rate Annual Percentage Yield (APY) Minimum Balance Minimum to Open
Regular Shares 0.050% 0.050% $100.00 $5.00

Rates may change at any time, including after account is opened

Interest Checking - Rates Effective as of August 21, 2019
Description Interest Rate Annual Percentage Yield (APY) Minimum Balance Minimum to Open
Interest Checking 0.05% 0.05% $5,000.00 $0.00

Fees could reduce earnings on these accounts. Rates may change at any time, including after account is opened.

Business Certificates - Rates Effective as of August 21, 2019
Term Interest Rate Annual Percentage Yield (APY)
3 Month 1.541% 1.550%
6 Month 1.788% 1.800%
12 Month 2.084% 2.100%
24 Month 2.575% 2.600%
36 Month 2.673% 2.700%
60 Month 3.016% 3.050%

Fees could reduce earnings on these accounts. Rates may change at any time.

Business Money Market Accounts - Rates Effective as of August 21, 2019
Description Interest Rate Annual Percentage Yield (APY) Minimum Balance Minimum to Open
$0—$9,999 0.050% 0.050% $0.00 $1,000.00
$10,000—$49,999 0.100% 0.100% $1,000.00 $1,000.00
$50,000—$99,999 0.150% 0.150% $10,000.00 $1,000.00
$100,000—$349,999 0.300% 0.300% $50,000.00 $1,000.00
$350,000+ 0.499% 0.500% $100,000.00 $1,000.00

* Rates may change at any time, including after account is opened. View Business Service Pricing Schedule for account fees.

 

 

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Business Loan Rates

Loans & Credit Cards

Credit Cards - Rates Effective as of August 25, 2019
Loan Type APR for Purchases APR for Cash Advances
Visa Professional Platinum 10.49% Variable 16.99% Fixed

* APR = Annual Percentage Rate. The current Wall Street Journal prime index rate is 5.50%. We add a margin to the index to determine the actual interest rate. Rates may change at any time.

Business Loans

Contact our Business Lending Center for current rates.

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