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Member Perks

It pays to be plaid

Take advantage of these unique perks, only for you, as a thank you for being part of the iQ family.
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iQ members deserve the best we have to offer.

That's why we have special rewards available for members who simply use more services. To be eligible for these additional perks, just take advantage of great iQ financial services like:*

  • Savings 

  • Checking

  • Easy Saver1

  • Debit Card

  • eStatements

It’s that simple.

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Perks

Take advantage of these unique perks, only for you, as a thank you for being part of the iQ family.

How to Sign Up

Disclosures

  • * APR = Annual Percentage Rate.

    Auto Loans: Auto Loans: Actual rates depend on member credit qualifications, including term of the loan, age and mileage of the vehicle, credit, and employment history.

  • The APR includes the approximate cost of prepaid finance charges, including 15 days of prepaid interest, an $899.00 processing fee, and any applicable points associated with the interest rate. Actual APRs for individual loans may different.

    Home Loans: * The Annual Percentage Rates (APRs) for the 30 Year Fixed and 15 Year Fixed are calculated based on a purchase/refinance of single-family, owner-occupied residence with a down payment or existing equity of 20%, a loan amount less than $726,200.00, and a property located in Clark Co, WA.

    Adjustable-Rate Mortgage (ARM): interest rates and payments are subject to change during the loan term. That change can increase or decrease your monthly payment. These mortgage rates are based upon a variety of assumptions and conditions, some of which may include a credit score of 740 or higher. Your loan’s interest rate will depend on specific characteristics of your transaction and your credit profile up to the time of closing.

  • *APY = annual percentage yield

    All Certificates: *Fees could reduce earnings on these accounts. Rates may change at any time after account opening. A penalty may be imposed for early withdrawal. Eligible for Member Perks bump upon qualification and request at CD opening. In order to receive Member Perks, your iQ account must feature a savings and checking account with a debit card, as well as enrollment in eStatements and our Easy Saver program. New members must meet membership qualifications. Business certificates are not eligible for Member Perks bump. Click here for full account disclosures.

    1 7-month CD special: At maturity, promotional certificate will mature into a 6-month certificate, at then-current rate.

    2 19-month CD special: At maturity, promotional certificate will mature into a 12-month certificate, at then-current rate.

    Rates are accurate as of August 1, 2026. Offer is subject to change and may be discontinued at any time, but no earlier than September 30, 2026. No minimum deposit. New members must meet membership qualifications. For existing members to qualify for promotion, at least 50% of the funds used to open a new certificate must come from sources other than iQ Credit Union accounts. New memberships must be funded entirely from sources other than iQ Credit Union Accounts. 

    **Eligible for Member Perks bump upon qualification and request at CD opening. To receive Member Perks, your iQ account must feature a savings and checking account with an active debit card, as well as enrollment in eStatements and our Easy Saver program. Penalties may apply for early withdrawal. Fees could reduce earnings on these accounts. Federally insured by the NCUA.

    ** Business CDs do not qualify for the Member Perks .25% bump.