iQ Offers Comprehensive Business Checking Services to Help You Grow

We know that running your business takes time and effort. Let us worry about the financial stuff. iQ has business banking solutions that make your job easier and can make you more successful. We have been investing in businesses throughout southwest Washington and the Pacific Northwest since 1940, and we want to invest in your business. Our Business Checking options give you the most for your money. 

Free Business Resources

Business Checking

For business owners with low to moderate account activity
  • Minimum Opening Deposit


  • Monthly Service Charge


  • Interest


  • Transaction fees for checks written and deposited

    First 200 transactions are free each month, then $0.15/item

  • Cash Deposited

    First $5,000 free each month, then $0.10 per $100

  • Online Banking

    Free for Single & Multiple Users

  • Mobile & Remote Deposits, Cleared Check Images, Bill Pay, Visa Debit Card, Cash & Coin Orders


  • Statements

    Free eStatements or $2 mailed paper statements

  • Wires (Domestic/International)

    $10 incoming/$20 outgoing ($50 international)

  • Online transfers, ACH, ATM, Visa Debit Card & Direct Deposit transactions


Business Interest Checking

For business owners who would like to earn interest
  • All Items from Business Checking, with these changes:

  • Monthly Service Charge

    $10 waived with $5,000 average monthly balance

  • Interest


  • Transaction fees for checks written and deposited

    First 400 transactions are free each month, then $0.15/item

  • Cash Deposited

    First $10,000 free each month, then $0.10 per $100

Interest Checking - Rates Effective as of January 5, 2022
Description Interest Rate Annual Percentage Yield (APY) Minimum Balance Minimum to Open Title-Date More Info
Interest Checking 0.050% 0.05% $0.00 $0.00

* Fees could reduce earnings on these accounts. Rates may change at any time, including after account is opened.

Bill Pay

Pay bills quickly and easily with our free bill pay service. You can schedule payments and group them by category for better budgeting. Making eBill payments eliminates manual processing and snail mail while maintaining an accurate record. You can add invoice details to payments and receive alerts when bills come or when they are due. You never have to miss a payment again.

Learn More


Electronic statements eliminate unnecessary paperwork and the risk of lost or stolen bank statements. Sign up for eStatements to receive an email notification when your monthly statement is ready to view or download—no more paper statement fees.

Electronic Deposit

Save gas and time by depositing your checks electronically instead of running to your local branch. Electronic deposits allow you to scan checks from your computer or smartphone and make deposits remotely, without having to leave your desk.

See what our members have to say

"iQ Credit Union sees me as a partner in this community. Our relationship is authentic and it is also of mutual respect and trust."


Diana testimonial video