Whether it’s your first home, your next home, or a vacation home, iQ has the home mortgage that’s right for you.
is the most common mortgage loan. It is a fully amortized mortgage loan where the interest rate on the note remains the same through the term of the loan, as opposed to loans where the interest rate may adjust. Fixed-rate mortgages are characterized by loan amount, interest rate, and term. With these values, the monthly repayments can be calculated.
An adjustable-rate mortgage, or ARM, is a mortgage loan where the interest rate on the note periodically adjusts based on an index that reflects the cost to the lender of borrowing on the credit markets.
Pay even less upfront with low down payments of 3% with low Private Mortgage Insurance (PMI), helping you save even more money each month.
You may be purchasing a house on your own, but you don’t have to make the journey alone. In our Guide for First-Time Homebuyers in the Pacific Northwest, you’ll get insight into the following:
VA loans are mortgages that are backed by the Veteran's Administration. These mortgages feature low or no down payment, no private mortgage insurance requirements, limited closing costs and fees and a fixed rate.
Teachers, nurses, police officers, and other community partners give so much of themselves every day. We want to show our appreciation by offering a special home purchase program just for you. It's our way of saying 'thanks'.
Refinancing Your Home Loan Can Give You Options
Refinance your mortgage for more than you owe and take the difference in cash.
Refinance your mortgage to a lower interest rate, reducing your monthly payment and saving thousands over the life of your loan.
Need cash for a new kitchen or college tuition? This fixed-rate payment option makes it easy.
iQ's Construction Team lives and works in your unique community. We understand the needs of your local market and can provide you with our exceptional construction experience.
Apply for our plaidtastic construction loans today!
Click or Call 1-800-247-4364
You want to protect your home investments, and let’s face it, stuff happens. Whether it’s a fallen tree, a broken pipe, or accidental fire, we have you covered through insureQ. We can protect your home with a variety of insurance plans:
If you want more insight into home loans and the home buying process, connect with an insurance representative for a free quote.
iQ's mortgage lenders and construction draw specialists are available to you and your builder to assist with any questions and to help keep the project on track. Builders and borrowers have complete transparency into their financing progress throughout construction.
Awaiting the status of your mortgage application can be exciting--especially when you can track your progress online. Our online home loan portal tells you the status of your application and lets you upload and sign documents to speed up the processing of your loan.
Login to your personal portal today.
HomeAdvantage® is a free service that provides helpful tips, tools, and data needed to make smart home buying and selling decisions. The best part? You’ll earn cash rewards—an average reward of $1,500—when you buy or sell using a HomeAdvantage approved agent.
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