SKIP PAYS

To free up cash for any unexpected expenses, you have the option to skip payments for up to 90 days on iQ loans including: 

  • Auto and RV 

  • Personal Loans 

  • Home Equity Lines of Credit 

You also have the ability to skip a payment on your iQ credit card for 30 days.

We’re waiving the fee for these skipped payments, but interest will continue to accrue during the month(s) in which the payment was skipped.

To request a skip payment, please call 800.247.4364 or fill out the form at the bottom of the page.

Disclosure: Skip/deferred payments will continue to accrue interest during the month(s) in which the payment was skipped. Normal payments will resume after the skip payment period is over unless otherwise stated. If you have GAP or other insurance coverage related to your loan, consult your policy documents prior to skipping a payment as doing so might impact your coverage. Terms and conditions subject to change at anytime without notice.

MORTGAGE INFORMATION

If you’re experiencing financial hardship you may request a special forbearance lasting up to 180 days (with the option of an additional 180-day period).2 

Please call 877.725.8877 for assistance with your mortgage payment forbearance request.

EMERGENCY RELIEF LOANS

If you just need some extra help right now, we’re offering Emergency Relief Loans with a low rate and no payments for 90 days. 

Terms vary but are up to one month’s net income, to a max of $5,000.  To initiate your application, please fill out the form below.  

SBA PAYCHECK PROTECTION PROGRAM

iQ was pleased to offer SBA Paycheck Protection Program loans to hundreds of business members. We are ready to help you work through the forgiveness process.  

The SBA Payroll Protection Program funds are depleted and no new applications are being accepted. iQ Credit Union is processing loan forgiveness applications. Please contact mblloanprocessors@iqcu.com to start your loan forgiveness application or inquire about an existing application in process.

 

Contact Us

We know everyone’s circumstances are a little different right now, so please get in touch with us right away to talk about your options.

Contact form:

DISCLOSURE

Skip/deferred payments will continue to accrue interest during the month(s) in which the payment was skipped. Normal payments will resume after the skip payment period is over unless otherwise stated. If you have GAP or other insurance coverage related to your loan, consult your policy documents prior to skipping a payment as doing so might impact your coverage. Terms and conditions subject to change at anytime without notice. 

Loans in bankruptcy on in default on any loan agreement are not eligible. 

2A borrower experiencing financial hardship has a right to request a special forbearance lasting up to 180 days (with the option of an additional 180-day period) during the pendency of the "covered period." The covered period is defined as the period beginning on the date of enactment of the Act and ending on the sooner of the termination date of the national emergency or December 31, 2020.