iQ Credit Union offers both Business Savings and Business Money Market accounts, giving you a place to let your profits grow without tying up your capital.

If you want to earn more, why not consider a Business Certificate of Deposit? We offer CDs from three months to 60 months with different rates of return.

Business Savings

The foundation for your business
  • 24-hour Access to Your Account

    Free online banking access for single or multiple users

  • Save with Interest for Taxes, Emergencies, or Expansions

Business Certificates

An Investment in Your Business
  • Safe Guaranteed Rate of Return

    Certificates Insured by the NCUA

  • Flexible Terms

    Pick the right term for your business needs

  • Earn Higher Interest and Maximize Business Earnings

Business Money Market

Simple and Fast Liquidity
  • Easy Access to Your Excess Funds

    Withdraw funds when needed, up to six withdrawals per month

  • Earn Higher Interest on Your Surplus Capital

    Tiered options to fit your needs

  • Use Savings for Taxes, Emergencies, or Expansions

Business Shares - Rates Effective as of October 20, 2021
Description Interest Rate Annual Percentage Yield (APY) Minimum Balance Minimum to Open Title-Date More Info
Regular Shares 0.050% 0.050% $100.00 $5.00

* Fees may reduce earnings on the account. Rates may change at any time, including after account is opened.

Business Certificates - Rates Effective as of October 20, 2021
Term Interest Rate Annual Percentage Yield (APY) Title-Date More Info
3 Month 0.100% 0.100%
6 Month 0.150% 0.150%
12 Month 0.200% 0.200%
24 Month 0.300% 0.300%
36 Month 0.350% 0.350%
60 Month 0.449% 0.450%

*no minimum balance requirements.

Business Money Market Accounts - Rates Effective as of October 20, 2021
Description Interest Rate Annual Percentage Yield (APY) Minimum Balance Minimum to Open Title-Date More Info
$0—$9,999.99 0.050% 0.050% $0.00 $10,000.00
$10,000—$49,999.99 0.100% 0.100% $1,000.00 $10,000.00
$50,000—$99,999.99 0.150% 0.150% $10,000.00 $10,000.00
$100,000—$349,999.99 0.300% 0.300% $50,000.00 $10,000.00
$350,000+ 0.499% 0.500% $100,000.00 $10,000.00

* Fees may reduce earnings on the account. Rates may change at any time, including after account is opened. View Business Service Pricing Schedule for account fees.

Calculators

Find our how much you can afford. These online calculators serve as helpful tools during the mortgage process.

Mortgage Checklist

Find our how much you can afford. These online calculators serve as helpful tools during the mortgage process.

Understand the Market

Find our how much you can afford. These online calculators serve as helpful tools during the mortgage process.

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