iQ Credit Union offers both Business Savings and Business Money Market accounts, giving you a place to let your profits grow without tying up your capital.

If you want to earn more, why not consider a Business Certificate of Deposit? We offer CDs from three months to 60 months with different rates of return.

Business Savings

The foundation for your business
  • 24-hour Access to Your Account

    Free online banking access for single or multiple users

  • Save with Interest for Taxes, Emergencies, or Expansions

Business Certificates

An Investment in Your Business
  • Safe Guaranteed Rate of Return

    Certificates Insured by the NCUA

  • Flexible Terms

    Pick the right term for your business needs

  • Earn Higher Interest and Maximize Business Earnings

Business Money Market

Simple and Fast Liquidity
  • Easy Access to Your Excess Funds

    Withdraw funds when needed, up to six withdrawals per month

  • Earn Higher Interest on Your Surplus Capital

    Tiered options to fit your needs

  • Use Savings for Taxes, Emergencies, or Expansions

Business Shares
Description Interest Rate Annual Percentage Yield (APY) Minimum Balance Minimum to Open Title-Date More Info
Regular Shares 0.050% 0.050% $100.00 $5.00

* Fees may reduce earnings on the account. Rates may change at any time, including after account is opened.

Business Certificates
Term Interest Rate Annual Percentage Yield (APY) Title-Date More Info
3 Month 0.698% 0.70%
6 Month 1.343% 1.35%
12 Month 2.231% 2.25%
24 Month 2.967% 3.00%
36 Month 3.211% 3.25%
60 Month 3.455% 3.50%
117 Month CD Special 4.184% 4.25%
27 Month CD Special 3.941% 4.00%
39 Month CD Special 2.477% 2.50%
411 Month CD Special 4.668% 4.75%

Business Money Market Accounts
Description Interest Rate Annual Percentage Yield (APY) Minimum to Open Title-Date More Info
$0—$999 0.050% 0.05% $10,000.00
$1000—$9,999 1.243% 1.25% $10,000.00
$10,000—$49,999.99 1.982% 2.00% $10,000.00
$50,000—$99,999.99 2.472% 2.50% $10,000.00
$100,000—$499,999.99 2.960% 3.00% $10,000.00
$500,000-$999,999.99 3.445% 3.50% $10,000.00
$1,000,000+ 3.928% 4.00% $10,000.00

* Fees may reduce earnings on the account. Rates may change at any time, including after account is opened. View Business Service Pricing Schedule for account fees. Minimum balance of $10,000 required to avoid monthly service fee.

Disclosures

  • Business Certificates: *Fees could reduce earnings on these accounts. Rates may change at any time after account opening. A penalty may be imposed for early withdrawal. New members must meet membership qualifications. Business certificates are not eligible for Member Perks bump. Click here for full account disclosures and view Business Service Pricing Schedule for account fees

  • 1 17-Month CD Special APY = annual percentage yield and is accurate as of Dec. 1, 2022. Offer is subject to change and may be discontinued at any time. This promotional certificate has a 17-month term and there are no minimum or maximum deposit amounts required. New members must meet membership qualifications. Promotional certificate will mature into a 12-month certificate, at then-current rate.

  • 27-Month CD SpecialAPY = annual percentage yield and is accurate as of Dec. 1, 2022. Offer is subject to change and may be discontinued at any time. This promotional certificate has a 7-month term and there are no minimum or maximum deposit amounts required. New members must meet membership qualifications. Promotional certificate will mature into a 6-month certificate, at then-current rate.

  • 39-Month CD Special APY = annual percentage yield and is accurate as of November. 1, 2022. Offer is subject to change and may be discontinued at any time. This promotional certificate has a 9-month term and there are no minimum or maximum deposit amounts required. Promotional certificate will mature into a 6-month certificate, at then-current rate.

  • 4 11-Month CD Special APY = annual percentage yield and is accurate as of February 6, 2023. Offer is subject to change and may be discontinued at any time. This promotional certificate has a 11-month term and there are no minimum or maximum deposit amounts required. New members must meet membership qualifications. Promotional certificate will mature into a 6-month certificate, at then-current rate.