Balance Transfer: Promotional APRs are between 1.99% to 13.99% based on creditworthiness. After 12-month promotional period ends, rates will revert to the then-current APR (currently 12.49-23.49% as of 11/16/2023, based on credit worthiness). APRs vary with the market based on the WSJ Prime Rate. Limited time promotional rate available for new balance transfers only, non-iQ loans only, and may be discontinued at any time, but no later than February 24, 2024. Visa Platinum and Visa Platinum Rewards cash advance fee is $5 or 2% of the cash advance amount, whichever is greater. Visa Platinum and Visa Platinum Rewards have a 1% of U.S. Dollar equivalent transaction fee for all transactions processed through a foreign merchant (including phone or online purchases). Balance transfers not eligible for any type of credit card rewards. Terms subject to change without notice
*APR= Annual Percentage Rate.
The current Wall Street Journal prime index rate is 8.50%. We add a margin to the index to determine the actual interest rate. The rate is variable and may change. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice.
Disclosure for Visa Signature Rewards | Disclosure for Visa Platinum rewards available here. | Disclosure for Visa Platinum available here. | Disclosure for Shared Secured Visa Platinum available here.
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