| Metric | With Current Card | With New Card |
|---|---|---|
| Months to pay off | – | – |
| Total interest | – | – |
| Transfer fee | $ 0.00 | – |
| Total cost (interest + fees) | – | – |
Pay off more of your balance, less of your current high-interest rate.
Put more money toward paying down your balance.
Keep your savings coming for the whole year
No hefty fee means paying down your balances even faster
Whether you are looking for cash-back or rewards, we have a card for you.
Save on new purchases with an intro 2.99% APR* for 12 months.
*APR= Annual Percentage Rate.
All Credit Cards: The current Wall Street Journal prime index rate is 7.00%. We add a margin to the index to determine the actual interest rate. The rate is variable and may change. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice.
Disclosure for VISA® Signature Rewards | Disclosure for VISA® Platinum Rewards | Disclosure for VISA® Platinum | Disclosure for Shared Secured VISA® Platinum
Visa Platinum®2: After promotional period expires, Variable Annual Percentage Rate (APR) will be 10.99% - 20.99% . Rates Effective as of November 25, 2025. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.
Visa Platinum® Cash Back3 : After promotional period expires, Variable Annual Percentage Rate (APR) will be 12.99% - 21.99%. Rates Effective as of November 25, 2025. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount. Visa Platinum Cash Back Card Agreement
Share Secured Visa Platinum®1: After promotional period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rates Effective as of November 25, 2025. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.
Visa Signature® Travel 4: After promotional period expires, Variable Annual Percentage Rate (APR) will be 13.99% - 17.99% for business card holders. Variable Annual Percentage Rate (APR) will be 13.99% - 19.99% for consumers. All Credit Cards - Rates Effective as of November 25, 2025. There is no annual fee for this credit card. Visa Signature guide to benefits available by clicking here. | Travel & Emergency Services details are available here.