Looking for a better way to balance your budget and simplify your financial life in 2020? Ditch your high rate credit cards and transfer those balances to an iQ Visa® Credit Card. You’ll get a special 24-month balance transfer rate as low as 1.99% APR* and you won’t pay any balance transfer feesallowing you to put more of your money toward paying down that balance. Variable rates after the 24-month promotional period are from 8.74%-19.74% APR.

Discover the power of balance transfers with no fees

  • 1.99% APR* FOR 24 MONTHS. Our low interest offer means you can focus on paying down your balance, faster. After the 24-month promotional period, variable APRs are between 8.74-19.74%.

  • NO BALANCE TRANSFER FEE. Many credit card companies charge a fee for completing the transfer. At iQ, we don’t charge a fee for this service, allowing you to put more of your money toward paying down your balance.

  • NO ANNUAL FEE. iQ Visa® Platinum and Platinum Rewards cards don't have annual fees, perfect for paying down debt.  

  • SIMPLIFY YOUR FINANCIAL LIFE. You'll have just one card to keep track of and one payment to make each month.


Transfer a balance from another lender to your existing iQ credit card today!Online Request
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Feature detail id ligula porta felis euismod

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Don't have an iQ Visa® credit card? Apply online!

Apply Online

*APR = Annual Percentage Rate. Promotional APRs are between 1.99% to 11.99% based on creditworthiness. Limited time promotional rate available for new balance transfers only and may be discontinued at any time, but no later than April 24, 2020. APRs vary with the market based on the WSJ Prime Rate. Balance transfers not eligible for cash back rewards. Terms subject to change. Visa Platinum Information | Visa Platinum Rewards Information.

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