Balance Transfers

    Discover the Power

    24 MONTH TERM

    Keep Your Savings Coming Until 2024.

    NO BALANCE TRANSFER FEE

    iQ doesn’t charge a fee, so you can put more of your money toward paying down a balance.

    RATES AS LOW AS 1.99% APR

    With a lower rate, more of your payment goes to pay the original balance.

    New Credit Card Applicants

    • COMPETITIVE RATES

      Our low rates mean you will be saving on new purchases as well.

    • LOW TO NO ANNUAL FEES

      No hefty fee means paying down your balances even faster

    • A CARD FOR EVERY NEED

      Whether you are looking for cash-back or rewards, we have a card for you.

    Existing iQ Credit Card Holders

    • RESTORE FINANCIAL PEACE OF MIND

      Get relief from high rate credit card debt.

    • EFFORTLESS TRANSFER

      You already have the card, requesting a transfer is quick and easy.

    New Credit Card Applicants

    Apply for Credit Card

    Existing iQ Credit Card Holders

    Transfer Your Balance
    Calculator
    Transfer

    Ready to Transfer your Balance? 

    Existing iQ Credit Card Holders can transfer their balance by selecting "Transfer your Balance" below. Non iQ Credit Card holders can start their application for an iQ Credit Card by selecting "Apply for Credit Card" below.

    New Credit Card Applicants

    Apply for Credit Card

    Existing iQ Credit Card Holders

    Transfer your Balance

    Disclosures

    *APR = Annual Percentage Rate. Promotional APRs are between 1.99% to 11.99% based on creditworthiness. Limited time promotional rate available for new balance transfers only, non-iQ loans only, and may be discontinued at any time, but no later than February 25, 2022. APRs vary with the market based on the WSJ Prime Rate. Rates valid as of 11/17/2021. No balance transfer fee. Visa Signature Card has an annual fee of $49. Visa Platinum and Visa Platinum Rewards cash advance fee is $5 or 2% of the cash advance amount, whichever is greater. Visa Platinum and Visa Platinum Rewards have a 1% off U.S. Dollar equivalent transaction fee for all transactions processed through a foreign merchant (including phone or online purchases). Balance transfers not eligible for any type of credit card rewards. Terms subject to change without notice.

    *Disclosure for Visa Platinum Rewards available here. Approval is subject to qualification for iQ membership, creditworthiness and underwriting standards. Programs, rates, terms, and conditions subject to change at any time without notice.

    *Disclosure for Visa Platinum available here. Approval is subject to qualification for iQ membership, creditworthiness and underwriting standards. Programs, rates, terms, and conditions subject to change at any time without notice.

    *Disclosure for Visa Signature Rewards available here. Approval is subject to qualification for iQ membership, creditworthiness and underwriting standards. Programs, rates, terms, and conditions subject to change at any time without notice.

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    If you use links provided on this iQ Credit Union web site to third party Internet sites and services, you acknowledge that you are leaving iQ Credit Union's website and are going to a website that is not operated by the credit union. iQ Credit Union is not responsible for the content or availability of linked sites. iQ Credit Union does not represent either the third party or the member if you enter into a transaction; and privacy and security policies may differ from those practiced by the credit union.