Balance Transfers

*APR= Annual Percentage Rate.

All Credit Cards: The current Wall Street Journal prime index rate is 7.75%. We add a margin to the index to determine the actual interest rate. The rate is variable and may change. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice.

Balance Transfers: Qualification is based on an assessment of individual creditworthiness, our underwriting standards, and membership qualification. All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice. Promotional APRs are between 1.99% to 16.99% based on creditworthiness. After 12-month promotional period ends, rates will revert to the then-current APR (currently 13.74-22.74% as of 11/25/2024, based on credit worthiness). APRs vary with the market based on the WSJ Prime Rate. Limited time promotional rate available for new balance transfers only, non-iQ loans only, and may be discontinued at any time, but no earlier than February 24, 2025. Terms subject to change without notice.

Disclosure for Visa Signature Rewards | Disclosure for Visa Platinum rewards available here.  | Disclosure for Visa Platinum available here. | Disclosure for Shared Secured Visa Platinum available here.

Visa Platinum®²: After promotional period expires, Variable Annual Percentage Rate (APR) will be 11.74% - 21.74%. Rates Effective as of November 25, 2024. There is no annual fee for this credit card. Cash advance fee is $5 of 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.

Visa Platinum® Cash Back³  : After promotional period expires, Variable Annual Percentage Rate (APR) will be  13.74% - 22.74%. Rates Effective as of November 25, 2024. There is no annual fee for this credit card. Cash advance fee is $5 of 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount. Visa Platinum Cash Back Card Agreement

Visa Signature® Travel ⁴: After promotional period expires, Variable Annual Percentage Rate (APR) will be 14.74% - 18.74% for business card holders. Variable Annual Percentage Rate (APR) will be 14.74% - 20.74% for consumers. Rates Effective as of November 25, 2024. There is no annual fee for this credit card. Visa Signature guide to benefits available by clicking here. | Travel & Emergency Services details are available here.