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A balance transfer of your credit card debt to a new iQ credit card can be a money-saving way of paying off debt. Our low-interest cards mean you can focus on paying down your balance, faster.
Between December 25, 2020, and April 24, 2021, they’re as low as 1.99% annual percentage rate (APR) for 24 months. Plus, after the 24-month promotion, the variable APR’s are only 7.24% - 18.24%. *
Many credit card companies charge a fee just for completing the transfer. At iQ, we don’t charge a fee for this service, allowing you to put more of your money toward paying down your balance.
You'll have just one card to keep track of which means only one payment to make each month.
Perfect for chopping down your debt.
Disclosures
*APR= Annual Percentage Rate. Promotional APRs are between 1.99% and 11.99%, based on borrower's creditworthiness. After 24-month promotion period, the APR varies, based on credit worthiness and card type, between 7.24% and 18.24%. Rates current as of 12/25/2020 and varies with the WSJ Prime Rate. No balance transfer fee. Visa Signature Card has an annual fee of $49. Visa Platinum and Visa Platinum Rewards cash advance fee is $5 or 2% of the cash advance amount, whichever is greater. Visa Platinum and Visa Platinum Rewards have a 1% of U.S. Dollar equivalent foreign transaction fee. Limited time promotional rate available for new balance transfers for non-iQ loans only and may be discontinued at any time, but no later than April 24, 2021. Balance transfers are not eligible for credit card rewards or cash back. Promotion does not apply to business credit cards. Terms subject to change without notice.
No Annual Fee*
24/7 Fraud Protection
No interest on purchases if made in full by the due date
Generous Grace Period for Payment
Travel Accident Insurance1
Auto Rental Insurance
Travel & Emergency Coverage2
Warranty Manager Services
Convenient Loan Signings Using DocuSign
Eligible for Debt Protection Insurance
Get Your Card Today in Any Branch
No Annual Fee*
24/7 Fraud Protection
No interest on purchases if made in full by the due date
Generous Grace Period for Payment
Travel Accident Insurance1
Auto Rental Insurance
Travel & Emergency Coverage2
Warranty Manager Services
Convenient Loan Signings Using DocuSign
Eligible for Debt Protection Insurance
Get Your Card Today in Any Branch
1% Cash Back on all Purchases Automatically Deposited to Your Account
Low annual fee*
24/7 fraud protection
No interest on purchases if paid in full by due date
2.99% intro APR*
Eligible for debt protection insurance
1 point = $1 spent
Even more points for travel (3x) and dining (2x)
Optional overdraft protection
Zero cash advance fees
Zero foreign transaction fees
Zero balance transfer fees
Convenient online travel reservations
Travel Accident Insurance1
Lost luggage and baggage delay reimbursement
Even if we can’t fix everything, we can take the time to give you helpful resources for your journey. Here’s a few of resources below to get you started. Or connect with our financial guides to discover the best path for you.
The road to financial freedom is paved with wise money-management decisions. Build a strong financial future today by making and staying on a smart budget. Don’t know how to build a budget? No problem! Download this interactive budgeting template that will guide you in your efforts to secure financial independence.
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If you find yourself searching for ways to pay off debt more quickly and easily, you’ve landed in the right place! Rest assured—you’re one of many looking to reduce payments and find their way to financial freedom.
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One survey shows that approximately 80% of Americans are currently in debt. Whether it be from a credit card, student loan, or mortgage, understanding how debt works, knowing where to go for help, and making a plan are the keys to help you better manage your debt.
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