Back by popular demand: Intelligent Checking pays you up to 2.25% APY*. Learn more. 

Keep your money close

Member-owned bank services. By you.

We offer checking accounts with no minimum opening deposit or minimum balance required, online personal banking, and a nationwide network of 30,000 fee-free ATMs.

We’ll support you with integrity, honesty, and respect. We’re dedicated to excellent service and community building. Because we’re better.

OPEN ACCOUNT

Membership is open to

People who live, work, or attend school in Washington State

People who live or work in the Oregon counties of Clackamas, Columbia, Hood River, Multnomah, Washington, or Yamhill 

Families of iQ members

Members of the Pacific Foundation for Blind Children who live or work within the state of Oregon

To open an account, you’ll need

$5 (your minimum opening deposit)

and

Your state-issued Driver’s License or DMV Identification Card

or

Your City, State, County or Federal Employee ID Card/Badge

or

U.S. Passport or U.S. Armed Forces ID Card

Products + Services

BASIC CHECKING

No minimum opening deposit or minimum balance. 

Includes free Visa Debit Card, online bill pay, direct deposit, optional overdraft protection, unlimited check writing, and identity theft protection for the primary account holder. (Additional identity theft protection available for purchase.)

INTEREST CHECKING

Earn interest on your account. Some fees apply, depending on your balance. 

Includes free Visa Debit Card, online bill pay, direct deposit, optional overdraft protection, unlimited check writing, and identity theft protection for the primary account holder. (Additional identity theft protection available for purchase.)

INTELLIGENT CHECKING

Expect more from your checking account. A higher yield, not more fees. Intelligent Checking pays up to 2.25% APY*. No minimum balance to earn our highest rates. It’s checking that rewards you in cash each month. 

SAVINGS + IRAS

Interest-earning savings accounts, certificate accounts, money market accounts, and IRAs from iQ. Minimum required balances to earn interest are $100 for savings and $1000 for certificate and money market accounts. Open an IRA for as little as $25. Federally insured by the National Credit Union Administration.

ONLINE BANKING + BILL PAY

Pay your bills and schedule future payments, transfer funds, and more. Access your accounts via the mobile app where you can deposit checks and move money where needed. Pay your monthly bills and schedule automatic monthly payments. 

OVERDRAFT PROTECTION

Standard overdraft practices are included with your account. Or link additional accounts for more overdraft protection.

MOBILE APP

Check your account balance without signing in. Make secure mobile deposits. Transfer money, pay bills, find ATMs, get support and more.

CREDIT CARDS

Visa Platinum credit cards, backed by iQ and secured by EMV chip technology. Low interest rates, fraud protection, and flexible credit limits from $500 to $20,000. 

YOUTH ACCOUNTS

Checking, savings, debit cards, and certificate accounts for young members up to age 20. 

WEALTH MANAGEMENT

Save for the future. Set your financial goals. Connect with your personal financial advisor.

INSUREQ

Tailor-made insurance for your needs. Choose among property and casualty insurance, health insurance, and life insurance—all offered through the credit union-owned insureQ.

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Intelligent Checking

Expect more from your checking account. A higher yield, not more fees. Intelligent Checking pays up to 2.25% APY*.
Online Banking Video Slide

Online Banking Video Library

Introducing Online Banking videos. Learn more about Online Banking, Bill Pay, and Popmoney.
Easy Saver debit card program

Easy Saver

Build your savings with every debit card purchase — a smarter way to shop.
iQ for Kids

iQ for Kids

We’re using casual Fridays to fund our nonprofit, iQ for Kids.