Financial Footings

Kindergarten - 2nd Grade Curriculum


Early childhood learning is vital to the growth and learning capabilities of children as they age. In partnership with Financial Beginnings®, our K-2 curriculum will help introduce children to the World of Personal Finance.

Financial Footings is a two-step program that includes specific activities and learning objectives. Students are introduced to coins and dollar bills, the connection between working and earning money, discerning needs from wants, and the role of banks and credit unions. Each lesson is designed to work for all learners – making concepts so fun they won’t even know they are learning.


Download a PDF version of this guide:


Chapter 1

Show Me the Money

Know Your Money

Do you know the difference between coins and bills? There are differences in shape, design, color, and names. Have fun with the activities below and learn to Know Your Money.


1. Draw a line from the name of the coin on your left to the correct picture on the right.


2. Draw a line from the name of the bill on your left to the correct picture on the right.


How Much?

How Much? from iQ Credit Union on Vimeo.



Have you used money before? Have you ever bought something at the store? It is important to know how to use your money. Let's learn how to use your money!


1. Match each picture item to the coin and bills needed to pay for those items.



Chapter 2

Earn Your Keep!

Earning a Buck

Have you ever been given or earned money? How did you get it? Who gave it to you? Why did they give it to you? These are the questions we will work to answer now.

There are two main ways we get money: we can earn money, or be given money.


1. Select the right answer to the questions below.

Select EARNED if you are paid for working.

Select GIVEN if you are paid as a gift.


Jobs In Your Community

People do many different jobs to earn money for themselves and their families. These jobs are also very important for the community.


1. Can you find the names of some important jobs in your community?


Chapter 3

Smart Spending

Do You Really Need It?



Sometimes there are items we say we need when really they are just items we want. Can you help us put the following items in the right categories?

1. Pick the five things you NEED from items below.

2. Pick the five things you WANT from the items below.

Let's Go Shopping!

You forgot your lunch for school, but that is okay. Your school has a mini store and you have $3.00 to spend. Be careful to stay within your budget!

1. Your lunch must include each of the following items:

  • A sandwich
  • A vegetable
  • A Fruit
  • Milk

2. Budget your items.


Chapter 4

Save It!

Safe to Save

We know how important it is to save our money, but do you know safe places to save your money?

1. Pick the safe places to save your money.


Reaching Your Goal


Is there something you really want but do not have enough money to buy? Let's make a plan of how to get this item.

Click here to open up an interactive drawing board.

After opening the interactive drawing board, click “open” in the top right corner of your screen:

1. Draw a picture of the thing you want in the top of the tree.

2. Starting at 1, list the steps that are needed to get this item.

Remember to download and save your picture when it is complete!


Chapter 5

Financial Footings Jeopardy!

Congratulations on finishing the course! Now it is time to test what you've learned in a game of Financial Footings Jeopardy! Pick your teams and answer questions from the information you've learned in this course. The team at the end with the most points wins!

Start the Game!

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Continue Your Financial Education

Check out more of our educational resources below and continue your financial literacy journey.