If you've been looking for a better credit card, you just found it. At iQ, you can get the Visa Platinum Credit Card with a super low rate, plus cash! Use your card for your everyday shopping and watch your rewards grow. It's a great way to pay off old balances and save money.
1% Cash Back on all Purchases Automatically Deposited to Your Account
*Visa Platinum Rewards Only
No Annual Fee
Generous Grace Period for Payment
No Interest on Purchases if Paid in Full by the Due Date
24/7 Fraud Protection
Travel Accident Insurance
Auto Rental Insurance
Travel & Emergency Coverage
Warranty Manager Services
Convenient Loan Signings Using DocuSign
Eligible for Debt Protection Insurance
Get Your Card Today in Any Branch
| Loan Type | APR for Purchases | APR for Cash Advances | Title-Date | More Info |
|---|---|---|---|---|
| Visa Platinum | 8.99% - 18.99% | 8.99% - 18.99% | ||
| Visa Platinum Rewards | 10.99% - 19.99% | 10.99% - 19.99% |
* APR = Annual Percentage Rate. The current Wall Street Journal prime index rate is 5.00%. We add a margin to the index to determine the actual interest rate. The rate is variable and may change. Qualification is based on assessment of individual credit worthiness and our underwriting standards. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Visa Platinum Information | Visa Platinum Rewards Information.
Get a replacement card (on the spot) at any of our branches. Stop by and report and walk out the door with your new card in hand.
Use your iQ credit card for balance transfers to consolidate debt, lower your interest rate, or make fewer monthly payments.
"Opening an iQ Credit Card during a balance transfer promotion has completely changed my financial picture. Not only did I save a ton in interest, I am cutting off five monthly payments and saving hundreds of dollars!”"
Tara A.
"Switching to an iQ credit card not only cut down my monthly payments, but also saved me thousands of dollars in interest and seven months of payments! It’s great to be able to consolidate to one monthly payment instead of four!”"
Karen
"After transferring my balances to an iQ Credit Card, this may finally be my last year working! I’ve saveda year’s worth of payments and thousands in interest alone. iQ has always been so good to us!"
Joanne S. - member since 2010
"I’ve had a great experience with iQ Credit Union and am very happy with their credit card!"
Charlotte S. - member since 2018
"I was amazed at how quickly my questions were answered and the entire process was unbelievablyfast. I am beyond pleased with iQ’s customer service and products."
Kimberly H. - member since 2018
"I was very impressed with the service I received, and I felt very taken care of. iQ has great customer service!"
Christine A. - member since 2012
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Please contact the Credit Union at 800-247-4364 or stop by your local branch to initiate a dispute on your debit or credit card. We will advise you on the best way to proceed with the dispute. Please contact us promptly, otherwise you may incur increased liability for the transactions.
If you discover your card has been lost or stolen, call the Member Contact Center immediately at 360-695-3441 or 800-247-4364. If you are traveling outside the United States, please call 727-572-7723 to block your card immediately. You may stop at a local branch to receive a new card the same day, or call us during business hours to order a new card by mail.
If you inform us in advance of your travel plans, it will minimize the chance that card services will be disrupted. Call 800-247-4364 or stop at one of our branches to share your travel dates, destinations, and contact information while you are away.
We're sorry, iQ Online chat is available only during regular business hours, M-F 8:00am-6:00pm, excluding holidays. Please try back during these hours!
Routing Number 323383378
© 2019 iQ Credit Union
If you use links provided on this iQ Credit Union web site to third party Internet sites and services, you acknowledge that you are leaving iQ Credit Union's website and are going to a website that is not operated by the credit union. iQ Credit Union is not responsible for the content or availability of linked sites. iQ Credit Union does not represent either the third party or the member if you enter into a transaction; and privacy and security policies may differ from those practiced by the credit union.
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