24/7 fraud protection
No interest on purchases if paid in full by due date
Eligible for debt protection insurance
No Annual Fee*
24/7 Fraud Protection
No interest on purchases if made in full by the due date
Generous Grace Period for Payment
Travel Accident Insurance1
Auto Rental Insurance
Travel & Emergency Coverage2
Warranty Manager Services
Convenient Loan Signings Using DocuSign
Eligible for Debt Protection Insurance
Get Your Card Today in Any Branch
No Annual Fee*
24/7 Fraud Protection
No interest on purchases if made in full by the due date
Generous Grace Period for Payment
Travel Accident Insurance1
Auto Rental Insurance
Travel & Emergency Coverage2
Warranty Manager Services
Convenient Loan Signings Using DocuSign
Eligible for Debt Protection Insurance
Get Your Card Today in Any Branch
1% Cash Back on all Purchases Automatically Deposited to Your Account
Low annual fee*
24/7 fraud protection
No interest on purchases if paid in full by due date
2.99% intro APR*
Eligible for debt protection insurance
1 point = $1 spent
Even more points for travel (3x) and dining (2x)
Optional overdraft protection
Zero cash advance fees
Zero foreign transaction fees
Zero balance transfer fees
Convenient online travel reservations
Travel Accident Insurance1
Lost luggage and baggage delay reimbursement
If you've been looking for a better credit card, you just found it. At iQ, you can get the Visa Platinum Credit Card with a super low rate, plus cash! Use your card for your everyday shopping and watch your rewards grow. It's a great way to pay off old balances and save money.
*Disclosure for Visa Platinum available here. Disclosure for Visa Platinum rewards available here. Approval is subject to qualification for iQ membership, creditworthiness and underwriting standards. Programs, rates, terms, and conditions subject to change at any time without notice.
With a Visa Signature card, every dollar you spend will earn you bonus points—redeemable for exciting rewards or cash back inside your online banking.
Enjoy zero cash advance or foreign transaction fees and you can link the card to your checking account for overdraft protection—just in case. Cards can be managed inside online banking so you can turn them off and on, report them lost or stolen and set travel notifications so your card is ready wherever you go.
For the first six months with your new card, take advantage of our promotional rate of 2.99% annual percentage rate (APR)3 on all new purchases. Plus, if you spend $3,000 in the first 90 days, we’ll give you an extra 25,000 bonus points—because we like to spoil our members!
3Annual Percentage Rate. After the promotional period expires, variable annual percentage rate (APR) will be 10.24%-14.24% for business card holders and 10.24%-16.24% for consumers. Qualification based on assessment of individual creditworthiness and our underwriting standards. Programs, rates, terms and conditions subject to change at any time without notice. Rate current as of June 25, 2020. $0 introductory annual fee for first year, then $49 per year.
Loan Type | APR for Purchases | APR for Cash Advances | Title-Date | More Info |
---|---|---|---|---|
Visa Platinum | 7.24% - 17.24% | 7.24% - 17.24% | ||
Visa Platinum Rewards | 9.24% - 18.24% | 9.24% - 18.24% | ||
Visa Signature Rewards | 10.24%-16.24% | 10.24%-16.24% |
* APR = Annual Percentage Rate. The current Wall Street Journal prime index rate is 3.25%. We add a margin to the index to determine the actual interest rate. The rate is variable and may change. Qualification is based on assessment of individual credit worthiness and our underwriting standards. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Visa Platinum Information | Visa Platinum Rewards Information | Visa Signature Rewards Information
Please contact the Credit Union at 800-247-4364 or stop by your local branch to initiate a dispute on your debit or credit card. We will advise you on the best way to proceed with the dispute. Please contact us promptly, otherwise you may incur increased liability for the transactions.
If you discover your card has been lost or stolen, call the Member Contact Center immediately at 360-695-3441 or 800-247-4364. If you are traveling outside the United States, please call 727-572-7723 to block your card immediately. You may stop at a local branch to receive a new card the same day, or call us during business hours to order a new card by mail.
If you inform us in advance of your travel plans, it will minimize the chance that card services will be disrupted. Call 800-247-4364 or stop at one of our branches to share your travel dates, destinations, and contact information while you are away.
iQ is alerted about security breaches as soon as the information is made available. In these situations, we have processes in place to ensure your account remains secure. If you have any concerns about a possible breach, reach out to us by logging in to Digital Branch to send us a secured message or call us at 800.247.4364.
*Disclosure for Visa Platinum available here. Disclosure for Visa Platinum rewards available here. Approval is subject to qualification for iQ membership, creditworthiness and underwriting standards. Programs, rates, terms, and conditions subject to change at any time without notice.
3Annual Percentage Rate. After promotional period expires, variable annual percentage rate (APR) will be 10.24%-14.24% for business card holders and 10.24%-16.24% for consumers. Qualification based on assessment of individual creditworthiness and our underwriting standards. Programs, rates, terms and conditions subject to change at any time without notice. Rate current as of June 25, 2020. $0 introductory annual fee for first year, then $49 per year.
We're sorry, iQ Online chat is available only during regular business hours, M-F 8:00am-6:00pm, excluding holidays. Please try back during these hours!
Routing Number 323383378
© 2021 iQ Credit Union
If you use links provided on this iQ Credit Union web site to third party Internet sites and services, you acknowledge that you are leaving iQ Credit Union's website and are going to a website that is not operated by the credit union. iQ Credit Union is not responsible for the content or availability of linked sites. iQ Credit Union does not represent either the third party or the member if you enter into a transaction; and privacy and security policies may differ from those practiced by the credit union.
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