Visa-Signature-Card-Vector-Graphic
iQ's Visa Signature® Rewards

Earn points and enjoy more with every transaction.

EARN POINTS WITH VIEWPOINTS REWARDS
2.99% APR* ON ALL NEW PURCHASES
Ready to Apply?

Get started today by filling out the form below.

 

iQ Visa®

Rewards, Benefits, and Perks For Everyone

All of our cards come with the following benefits:

  • Circle with line through

    No interest on purchases if made in full by due date

  • Shield

    24/7 Fraud Protection

  • luggage

    Travel Accident Insurance

  • payments_black_24dp

    Eligible for Debt Protection Insurance

Compare our Cards

Check out additional features of our cards and find the perfect benefits for you.

Share Secured Visa Platinum®

No Annual Fee*

Generous Grace Period for Payment

Auto Rental Insurance

Travel & Emergency Coverage2

Warranty Manager Services

Convenient Loan Signings Using DocuSign

Get Your Card Today in Any Branch

Low Rate

Great starter loan product

Good for rebuilding credit

Visa Platinum® Rewards

No Annual Fee*

Generous Grace Period for Payment

Auto Rental Insurance

Travel & Emergency Coverage2

Warranty Manager Services

Convenient Loan Signings Using DocuSign

Get Your Card Today in Any Branch

1% Cash Back on all Purchases Automatically Deposited to Your Account

Visa Signature® Rewards

Low annual fee*

2.99% intro APR*

1 point = $1 spent

Even more points for travel (3x) and dining (2x)

Optional overdraft protection

Convenient online travel reservations

Zero cash advance fees

Zero foreign transaction fees

Zero balance transfer fees

Lost luggage and baggage delay reimbursement

Credit Cards

Our Featured Cards

Get low fees, security, perks, benefits, and more with one of iQ's featured credit cards.

 

Credit Cards - Rates Effective as of July 25, 2021

Loan Type APR for Purchases APR for Cash Advances Title-Date More Info
Visa Platinum 7.24% - 17.24% 7.24% - 17.24%
Visa Platinum Rewards 9.24% - 18.24% 9.24% - 18.24%
Visa Signature Rewards 10.24%-16.24% 10.24%-16.24%
Share Secured Visa Platinum 7.24% 7.24%

* APR = Annual Percentage Rate. The current Wall Street Journal prime index rate is 3.25%. We add a margin to the index to determine the actual interest rate. The rate is variable and may change. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice. Share Secured Visa Platinum InformationVisa Platinum Information | Visa Platinum Rewards Information | Visa Signature Rewards Information

Credit Card FAQs

Please contact the Credit Union at 800-247-4364 or stop by your local branch to initiate a dispute on your debit or credit card. We will advise you on the best way to proceed with the dispute. Please contact us promptly, otherwise you may incur increased liability for the transactions.

If you discover your card has been lost or stolen, call the Member Contact Center immediately at 360-695-3441 or 800-247-4364. If you are traveling outside the United States, please call 727-572-7723 to block your card immediately. You may stop at a local branch to receive a new card the same day, or call us during business hours to order a new card by mail. 

If you inform us in advance of your travel plans, it will minimize the chance that card services will be disrupted. Call 800-247-4364 or stop at one of our branches to share your travel dates, destinations, and contact information while you are away.

iQ is alerted about security breaches as soon as the information is made available. In these situations, we have processes in place to ensure your account remains secure. If you have any concerns about a possible breach, reach out to us by logging in to Digital Branch to send us a secured message or call us at 800.247.4364.

*Disclosure for Share Secured Visa Platinum available here. Visa Platinum available here. Disclosure for Visa Platinum rewards is available here.  Approval is subject to qualification for iQ membership, creditworthiness, and underwriting standards. Programs, rates, terms, and conditions are subject to change at any time without notice.