24/7 fraud protectionNo interest on purchases if paid in full by due dateEligible for debt protection insurance
If you've been looking for a better credit card, you just found it. At iQ, you can get the Visa Platinum Credit Card with a super low rate, plus cash! Use your card for your everyday shopping and watch your rewards grow. It's a great way to pay off old balances and save money.
*Disclosure for Visa Platinum available here. Disclosure for Visa Platinum rewards available here. Approval is subject to qualification for iQ membership, creditworthiness and underwriting standards. Programs, rates, terms, and conditions subject to change at any time without notice.
With a Visa Signature card, every dollar you spend will earn you bonus points—redeemable for exciting rewards or cash back inside your online banking.
Enjoy zero cash advance or foreign transaction fees and you can link the card to your checking account for overdraft protection—just in case. Cards can be managed inside online banking so you can turn them off and on, report them lost or stolen and set travel notifications so your card is ready wherever you go.
For the first six months with your new card, take advantage of our promotional rate of 2.99% annual percentage rate (APR)3 on all new purchases. Plus, if you spend $3,000 in the first 90 days, we’ll give you an extra 25,000 bonus points—because we like to spoil our members!
3Annual Percentage Rate. After the promotional period expires, variable annual percentage rate (APR) will be 10.24%-14.24% for business card holders and 10.24%-16.24% for consumers. Qualification based on assessment of individual creditworthiness and our underwriting standards. Programs, rates, terms and conditions subject to change at any time without notice. Rate current as of June 25, 2020. $0 introductory annual fee for first year, then $49 per year.
| Loan Type | APR for Purchases | APR for Cash Advances | Title-Date | More Info |
|---|---|---|---|---|
| Visa Platinum | 7.24% - 17.24% | 7.24% - 17.24% | ||
| Visa Platinum Rewards | 9.24% - 18.24% | 9.24% - 18.24% | ||
| Visa Signature Rewards | 10.24%-16.24% | 10.24%-16.24% |
* APR = Annual Percentage Rate. The current Wall Street Journal prime index rate is 3.25%. We add a margin to the index to determine the actual interest rate. The rate is variable and may change. Qualification is based on assessment of individual credit worthiness and our underwriting standards. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Visa Platinum Information | Visa Platinum Rewards Information | Visa Signature Rewards Information
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