Get low fees, security, perks, benefits, and more with one of iQ's featured credit cards. Click the tabs below for more information.
With our Signature® Travel card, every dollar you spend will earn you bonus points—redeemable for exciting rewards or cashback inside your online banking extra points for travel and dining expenses.
Enjoy zero cash advance or foreign transaction fees and you can link the card to your checking account for overdraft protection—just in case. Cards can be managed inside online banking so you can turn them off and on, report them lost or stolen, and set travel notifications so your card is ready wherever you go.
For the first six months with your new card, take advantage of our promotional rate of Enjoy 2.99% annual percentage rate (APR) on all new purchases. Plus, if you spend $3,000 in the first 90 days, we’ll give you an extra 25,000 bonus points—because we like to spoil our members!
Disclosure for Visa Signature Rewards available here.
*Approval is subject to qualification for iQ membership, creditworthiness and underwriting standards. Programs, rates, terms, and conditions subject to change at any time without notice. After promotional period expires, variable annual percentage rate (APR) will be 11.74% -15.74% for business card holders and 11.74% - 17.74% for consumers. Qualification based on assessment of individual creditworthiness and our underwriting standards. Programs, rates, terms and conditions subject to change at any time without notice. Rate current as of June 25, 2022. $0 introductory annual fee for first year, then $49 per year.
1Visa Signature guide to benefits available by clicking here.
If you’ve been looking for a better credit card, you just found it. iQ’s cash back card gives you a super low rate, plus extra cash back. Use your card for your everyday shopping and watch your rewards grow. It's a great way to pay off old balances and save money.
Disclosure for Visa Platinum rewards available here.
Approval is subject to qualification for iQ membership, creditworthiness and underwriting standards. Programs, rates, terms, and conditions subject to change at any time without notice. Visa Platinum® Rewards*: Variable Annual Percentage Rate (APR) is 10.74% - 19.74%. Qualification based on assessment of individual creditworthiness and our underwriting standards. Programs, rates, terms and conditions subject to change at any time without notice. Rates current as of June 25, 2022. There is no annual fee for this credit card. Cash advance fee is $5 of 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.
Not pretentious. Practical and Plaidy. A perfect partner for your next adventure. Use your card for everyday shopping and more. It's a great way to pay off old balances and save money.
Disclosure for Visa Platinum available here.
*Variable Annual Percentage Rate (APR) is 8.74% - 18.74%. Qualification based on assessment of individual creditworthiness and our underwriting standards. Programs, rates, terms and conditions subject to change at any time without notice. Rates current as of June 25, 2022. There is no annual fee for this credit card. Cash advance fee is $5 of 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.
The Secured Visa Platinum®operates like an ordinary credit card but requires a cash security deposit as low as $500. It’s a great way to build credit or re-establish credit history.
Benefits:
*Disclosure for Shared Secure Visa Platinum available here. Approval is subject to qualification for iQ membership, creditworthiness, and underwriting standards. Programs, rates, terms, and conditions are subject to change at any time without notice.
Variable annual percentage rate (APR) will be 8.74% for consumers. Qualification based on assessment of individual creditworthiness and our underwriting standards. Programs, rates, terms and conditions subject to change at any time without notice. Rates current as of June 25, 2022. There is no annual fee for this credit card. Cash advance fee is $5 of 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.
© 2022 iQ Credit Union
If you use links provided on this iQ Credit Union website to third-party Internet sites and services, you acknowledge that you are leaving iQ Credit Union's website and are going to a website that is not operated by the credit union. iQ Credit Union is not responsible for the content or availability of linked sites. iQ Credit Union does not represent either the third party or the member if you enter into a transaction; and privacy and security policies may differ from those practiced by the credit union.
EQUAL HOUSING OPPORTUNITY