|Loan Type||APR for Purchases||APR for Cash Advances|
|Visa Platinum||9.24% - 19.24%||9.24% - 19.24%|
|Visa Platinum Rewards||11.24% - 20.24%||11.24% - 20.24%|
* APR = Annual Percentage Rate. The current Wall Street Journal prime index is 5.50%. We add a margin to the index to determine the actual interest rate. Rate is variable and may change. Qualification is based on assessment of individual credit worthiness and our underwriting standards. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.
Get a replacement card (on the spot) at any of our branches. Stop by and report and walk out the door with your new card in hand.
Use your iQ credit card for balance transfers to consolidate debt, lower your interest rate, or make fewer monthly payments.
"Opening an iQ Credit Card during a balance transfer promotion has completely changed my financial picture. Not only did I save a ton in interest, I am cutting off five monthly payments and saving hundreds of dollars!”"
"Switching to an iQ credit card not only cut down my monthly payments, but also saved me thousands of dollars in interest and seven months of payments! It’s great to be able to consolidate to one monthly payment instead of four!”"
"After transferring my balances to an iQ Credit Card, this may finally be my last year working! I’ve saveda year’s worth of payments and thousands in interest alone. iQ has always been so good to us!"
Joanne S. - member since 2010
"I’ve had a great experience with iQ Credit Union and am very happy with their credit card!"
Charlotte S. - member since 2018
"I was amazed at how quickly my questions were answered and the entire process was unbelievablyfast. I am beyond pleased with iQ’s customer service and products."
Kimberly H. - member since 2018
"I was very impressed with the service I received, and I felt very taken care of. iQ has great customer service!"
Christine A. - member since 2012
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If you have already tried to resolve the issue with the merchant, please stop by your local branch and complete a cardholder dispute form, or call 800-247-4364. Disputes should be filed within 60 days of the disputed transaction.
If you discover your card has been lost or stolen, call the Member Contact Center immediately at 360-695-3441 or 800-247-4364. If it is after business hours, please call 888-918-7731 or 727-572-7723 (international) to block your card immediately. Contact us the next business day or stop at a local branch to receive a new card the same day.
If you inform us in advance of your travel plans, it will minimize the chance that card services will be disrupted. Call 800-247-4364 or stop at one of our branches to share your travel dates, destinations, and contact information while you are away.