Looking for a better credit card that saves you money? iQ VISA credit cards are perfect for people who like to keep things simple with:

check-(1)24/7 fraud protection
check-(1)No interest on purchases if paid in full by due date
check-(1)Eligible for debt protection insurance

Visa Platinum®

No Annual Fee*

24/7 Fraud Protection

No Interest on Purchases if Paid in Full by the Due Date

Generous Grace Period for Payment

Travel Accident Insurance

Auto Rental Insurance

Travel & Emergency Coverage

Warranty Manager Services

Convenient Loan Signings Using DocuSign

Eligible for Debt Protection Insurance

Get Your Card Today in Any Branch

Visa Platinum® Rewards

No Annual Fee*

24/7 Fraud Protection

No Interest on Purchases if Paid in Full by the Due Date

Generous Grace Period for Payment

Travel Accident Insurance

Auto Rental Insurance

Travel & Emergency Coverage

Warranty Manager Services

Convenient Loan Signings Using DocuSign

Eligible for Debt Protection Insurance

Get Your Card Today in Any Branch

1% Cash Back on all Purchases Automatically Deposited to Your Account

Visa Signature® Rewards

Low annual fee*

24/7 fraud protection

No interest on purchases if paid in full by due date

2.99% intro APR*

Eligible for debt protection insurance

1 point = $1 spent

Even more points for travel (3x) and dining (2x)

Optional overdraft protection

Zero cash advance fees

Zero foreign transaction fees

Zero balance transfer fees

Convenient online travel reservations

Travel accident insurance

Lost luggage and baggage delay reimbursement

Still not sure which card is right for you?

Fill out the form below and a member of our staff will discuss our options with you.

iq-icon-2

Credit Card Rates

Credit Cards - Rates Effective as of June 25, 2020
Loan Type APR for Purchases APR for Cash Advances Title-Date More Info
Visa Platinum 7.24% - 17.24% 7.24% - 17.24%
Visa Platinum Rewards 9.24% - 18.24% 9.24% - 18.24%
Visa Signature Rewards 10.24%-16.24% 10.24%-16.24%

* APR = Annual Percentage Rate. The current Wall Street Journal prime index rate is 3.25%. We add a margin to the index to determine the actual interest rate. The rate is variable and may change. Qualification is based on assessment of individual credit worthiness and our underwriting standards. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Visa Platinum Information | Visa Platinum Rewards Information | Visa Signature Rewards Information

Credit Card FAQs

Please contact the Credit Union at 800-247-4364 or stop by your local branch to initiate a dispute on your debit or credit card. We will advise you on the best way to proceed with the dispute. Please contact us promptly, otherwise you may incur increased liability for the transactions.

If you discover your card has been lost or stolen, call the Member Contact Center immediately at 360-695-3441 or 800-247-4364. If you are traveling outside the United States, please call 727-572-7723 to block your card immediately. You may stop at a local branch to receive a new card the same day, or call us during business hours to order a new card by mail. 

If you inform us in advance of your travel plans, it will minimize the chance that card services will be disrupted. Call 800-247-4364 or stop at one of our branches to share your travel dates, destinations, and contact information while you are away.

iQ is alerted about security breaches as soon as the information is made available. In these situations, we have processes in place to ensure your account remains secure. If you have any concerns about a possible breach, reach out to us by logging in to Digital Branch to send us a secured message or call us at 800.247.4364.

*Disclosure for Visa Platinum available here. Disclosure for Visa Platinum rewards available here. Approval is subject to qualification for iQ membership, creditworthiness and underwriting standards. Programs, rates, terms, and conditions subject to change at any time without notice. 

2Annual Percentage Rate. After promotional period expires, variable annual percentage rate (APR) will be 10.24%-14.24% for business card holders and 10.24%-16.24% for consumers. Qualification based on assessment of individual creditworthiness and our underwriting standards. Programs, rates, terms and conditions subject to change at any time without notice. Rate current as of June 25, 2020. $0 introductory annual fee for first year, then $49 per year.