Rev. 3/31/2018
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand iQ Credit Union’s Privacy Policy.
At iQ Credit Union, we respect the privacy of our members. We recognize the importance of maintaining the confidentiality of your personal financial information. This notice describes the privacy policy and practices followed by iQ Credit Union. This notice explains what types of member information we collect and under what circumstances we may share it
The types of personal information we collect and share depend on the accounts or services you have with us. This information can include:
When you are no longer our member, we will not share your information except as permitted or required by law as described in this notice.
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons iQ Credit Union chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does iQ Credit Union share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes – Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes – To offer our products and services to you |
Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates' everyday business purposes – Information about your transactions and experiences |
Yes | No |
| For our affiliates' everyday business purposes – Information about your creditworthiness |
No | We don't share |
| For nonaffiliates to market to you | No | We don't share |
Call 360.695.3441 or toll-free at 800.247.4364, log in to Online Banking at iQcu.com and send us a secured message through the Member Service module, or write to us at: iQ Credit Union, PO Box 1739, Vancouver WA 98668-1739.
Who is providing this notice?
iQ Credit Union; Clark Financial Services, Inc.
How does iQ Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also restrict access to nonpublic personal information about you to those employees and volunteers who need to know the information to provide products or services to you.
How does iQ Credit Union collect my personal information?
We collect your personal information, for example, when you
We also collect your personal information from others, including credit bureaus or other companies.
Why can't I limit all sharing?
Federal law only gives you the right to limit information sharing as follows:
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account – unless you tell us otherwise.
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Joint marketing
A formal agreement between iQ Credit Union and a nonaffiliated financial company where we jointly market financial products or services to you.
© 2024 iQ Credit Union
If you use links provided on this iQ Credit Union website to third-party Internet sites and services, you acknowledge that you are leaving iQ Credit Union's website and are going to a website that is not operated by the credit union. iQ Credit Union is not responsible for the content or availability of linked sites. iQ Credit Union does not represent either the third party or the member if you enter into a transaction; and privacy and security policies may differ from those practiced by the credit union.
iQ, iQ Credit Union, iQcu, Financial Intelligence Pays Off, Intelligent Checking, CashCamp, and certain logo depictions used herein are service marks or registered service marks of iQ Credit Union.
iQ Credit Union claims and reserves all rights in the foregoing marks and in all other marks owned by iQ Credit Union depicted herein. All marks not owned by iQ Credit Union that appear herein are the property of their respective owners who may or may not be affiliated with, connected to, or sponsored by iQ Credit Union.
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